Step-it-Up Certificate
- 30 months
- $500 minimum to open (IRA available)
- Automatic renewal – At maturity, we’ll roll your money into a 24-month certificate.
Compare Our Rates to the Big Banks!
Savings Goal Calculator
Use this free savings calculator to help you figure out how your money can grow over time based on APY rate.
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How To Step Up Your Savings
“Commit your actions to the Lord, and your plans will succeed.” (Proverbs 16:3, NLT) “Pay yourself first.” That’s a popular piece of savings advice. You should be regularly saving at…
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It’s Never Too Late to Save and Invest!
Most investing advice out there seems to be geared towards people just starting their careers. But what if you’re in your 40s or 50s and have never saved for retirement?…
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Why You Need to Save Now
You may think you’re doing pretty well financially. You keep up with your everyday bills without too much trouble. You have a credit card or two in case of emergency. So why…
Terms & Conditions
*APY= Annual Percentage Yield (APY). APYs are accurate as of 06/09/2026 and are subject to change without notice.
Step-it-Up Certificate: If the standard rate increases on a 30-month Certificate, you can STEP UP your rate once during the term. At maturity, the Certificate will renew into a 24-month Term Share Certificate at the prevailing rate. $500 minimum. Annual Percentage Yield assumes that dividends remain in the account until maturity. A withdrawal will reduce earnings. A penalty will be imposed on early withdrawals from this Certificate. No additional deposits can be made during the term of the Share Certificate. Rates, terms and conditions are solely within the discretion of the Board of Directors. We may limit the amount you may invest in one or more accounts to a total of $1,000,000.