Feel good about your purchases with a card designed with benefits built in.
Get 1.5% Cash Back on Every Purchase1
1) 1.5% cash rewards are earned for every $1 spent in net purchases (purchases minus returns/credits) on the credit card account.
Get $200 When you Spend $750 in the First 3 Months2
2) To qualify for the $200 cash rewards bonus, a total of at least $750 in net purchases (purchases minus returns/credits) must post to your account within three months from the date your account is opened.
0% APR* Intro & Balance Transfer Rate for the First 6 Months3
3) 0% Introductory APR on purchases for 6 months, then a variable APR of 18.49% – 32.49% based upon your creditworthiness. 0% Balance Transfer APR for six months when balances are transferred during the first 60 days of account open date, then the variable APR of 18.49% – 32.49% based upon your creditworthiness. Balance Transfer Fee is 3% of the amount transferred with a $15 minimum.
Cash Rewards Visa® Benefits for Cardholders
Explore Visa® Services
Mobile Credit Card App
Enjoy on-the-go card management with the free Credit Card mobile app. Easy app downloads are available for iPhone and iPad devices.
Note: Credit card app is currently under construction for Android users and is not currently available for download in the Google store.
Card Services
Whether you use an iPhone or Android, we have digital wallet apps to get you setup so you can shop using your Debit or Credit Cards with the utmost convenience and security.
Credit Card Fraud Protection
We offer services, such as purchase alerts, to give you added security when using your card and protect you from fraudulent charges.
Terms & Conditions
* Interest Rates and Fees▸ (APR=Annual Percentage Rate)
Visa®/Mastercard Credit Card Agreement▸
Visa® Secured Credit Card Agreement▸
Eligibility to apply for the Cash Rewards Visa® is based on your affiliation with a qualifying Christian church, ministry, or school.
*APR=Annual Percentage Rate. Rates and terms effective 05/20/2026 and are subject to change without notice.
1) 1.5% cash rewards are earned for every $1 spent in net purchases (purchases minus returns/credits) on the credit card account.
2) To qualify for the $200 cash rewards bonus, a total of at least $750 in net purchases (purchases minus returns/credits) must post to your account within three months from the date your account is opened.
3) 0% Introductory APR on purchases for 6 months, then a variable APR of 18.49% – 32.49% based upon your creditworthiness. 0% Balance Transfer APR for six months when balances are transferred during the first 60 days of account open date, then the variable APR of 18.49% – 32.49% based upon your creditworthiness. Balance Transfer Fee is 3% of the amount transferred with a $15 minimum.