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Business Savings

At AdelFi, we believe in helping you manage your business funds so you can save more, earn more, and thrive financially. When you place your money with the Credit Union, you help provide low-rate loans to individuals, Christian-owned businesses, and organizations. Make a difference with your money and earn higher rates for a higher purpose.

Explore Business Savings Account Options

Explore our Business Savings Options

Business Harvest High-Yield Savings

Get an exceptional rate with immediate access to funds.

Boost your business’s earnings with this variable tiered rate while you help help fuel the growth of Christian churches and organizations with every deposit you make.

  • Earn 5.00% APY* high-interest rate on balances up to $5,000.
  • $100 minimum to open 
  • No monthly fee
Get Startedwith a Business Harvest Savings Today! Learn Moreabout Harvest Savings Account

Terms & conditions1

Business Money Market

Earn a much higher rate than a Savings Account with easy access and maximum liquidity.
  • Variable tiered-rate account 
  • $1,000 minimum to open 
  • Immediate access to your funds 
  • No monthly fee when daily balance remains $1,000 or above
Get Started Today! Learn Moreabout Business Money Market

Terms and conditions2

FeaturesBusiness Harvest High-Yield SavingsBusiness Money Market
Right for you if...You need immediate access to funds.You need flexible access to funds.
Earns DividendsEarn 5.00% APY* on balances up to $5,000Earn up to 1.25% APY* (tiered)
NO Monthly Service FeesincludedNo monthly fee when balance remains above $1,000.
Minimum Opening Balance Required1$100 minimum$1,000 minimum
Earns Rewards2 and Gives to Missionsincludedincluded
Free Mobile, Tablet, and Online Bankingincludedincluded
30,000+ Co-op ATMs & Over 5,600 Co-op Shared Branches nationwide4includedincluded
Get Started TodayGet Started Today

Savings Goal Calculator

Use this free savings calculator to help you figure out how your money can grow over time based on APY rate.  

Calculate How Much You Can Save

FAQs

What are your Business Fees? 

Click Fee Schedule to find out about our fees. 

How do I make deposits into Business Deposit Accounts?

AdelFi has many solutions to make deposits for your business. Learn more about making Business Deposit Account deposits.

How do I access funds from my Business Deposit Accounts?

AdelFi has many options for accessing funds. Learn more about accessing business funds.

Terms & Conditions

APY = Annual Percentage Yield. APYs are accurate as of 05/20/2026 and are subject to change without notice. 
1. Business Harvest Savings: Tiered -based savings account. 5.00% APY will be paid on balances up to $5,000. Balances between $5,000.01-$10,000 will earn the lower dividend rate of 2.25% APY. Balances $10,000.01+ will earn the dividend rate of 0.10% APY.. Fees may reduce earnings. $100 minimum to open. There is a $5.00 monthly service fee if the balance falls below $100.00. One Ministry Harvest Savings account per member.
2. Business Money Market Account: $1,000 minimum. Variable tiered rate account with easy access and maximum liquidity.  
There is a $10 monthly fee on all Money Market Accounts when the daily balance falls below $1,000 at any time during the month.