Home / FAQs

Frequently Asked Questions

Got questions? We’ve got answers!

Explore our FAQ resource for quick, helpful information—from product details to troubleshooting—all in one convenient place. Simplify your search and get the answers you need with AdelFi’s user-friendly FAQ page.

  • Filter by Topic

  • Reset

Are credit cards changing?

Yes. Replacement credit cards are expected to ship late October. Continue using your current credit card through November 8, 2026. You can activate and begin using your new card on November 9, 2026. Your new card cannot be activated or used before that date.

Are debit cards being reissued?

No. Your existing debit card will continue to work without interruption. If your debit card was set to expire at the end of November 2026, a replacement card was mailed early beginning October 1, 2026, and should arrive before the conversion. If you need to activate your replacement card before October 30, but haven’t done so by October 29, please contact us for assistance or wait until November 2, 2026, to activate it.

Are ministry deposits insured?

Yes, each account is covered $250,000 per deposit account (NOT per member) by American Share Insurance (ASI). Compared to FDIC, ASI insures each and every account of an individual member up to $250,000, with no limit to the number of accounts that can be insured. If you have 10 separate accounts with AdelFi, up to $2,500,000 of your deposits are covered! This equates to exceptional insurance compared to the big banks.

Are my deposits safe?

Yes, each account is covered $250,000 per deposit account (NOT per member) by American Share Insurance (ASI). Compared to FDIC, ASI insures each and every account of an individual member up to $250,000, with no limit to the number of accounts that can be insured. If you have 10 separate accounts with AdelFi, up to $2,500,000 of your deposits are covered! This equates to exceptional insurance compared to the big banks.

Are my purchases protected under zero liability?

Yes. Whether you use Apple Pay, Google Pay, Samsung Pay, or a physical card, you are protected under zero liability against fraudulent transactions.

Are there any fees associated with electronic check deposits?

No fees are associated with depositing checks via mobile check deposit.

Are there any fees to send money using Zelle®?



No, AdelFi Credit Union does not charge any fees to use Zelle® in the AdelFi app.

Your mobile carrier’s messaging and data rates may apply.



Are there any fees to use Zelle® with a small business account at AdelFi Christian Banking?

No, AdelFi Christian Banking does not charge any fees to use Zelle® in the AdelFi app. Your mobile carrier’s messaging and data rates may apply.



Are there any limits for sending and receiving money with Zelle®?

The amount of money you can send, as well as the frequency, is set by each participating financial institution. To determine AdelFi Credit Union send limits, call our customer service at 800.347.2228.

At AdelFi, there are no limits to the amount of money you can receive with Zelle®. However, remember that the person sending you money will most likely have limits set by their own financial institution on the amount of money they can send you.

Are there any limits for sending and receiving money with Zelle®?  

The amount of money you can send, as well as the frequency, is set by each participating financial institution. To determine AdelFi Christian Banking send limits, call our customer service at 800-347-2228.  

There are no limits to the amount of money you can receive with Zelle®. However, remember that the person sending you money will most likely have limits set by their own financial institution on the amount of money they can send you.  



Are you affiliated with a specific denomination?

No. AdelFi welcomes Christians of most denominations and serves believers, families, churches, and ministries across Christian traditions with the same care and commitment.

By what time does an online deposit need to be submitted for same day processing?

Deposits received by AdelFi by 10:00pm ET (7:00pm PT) are processed on the same business day and are subject to the funds availability schedules provided during RDCexpress enrollment.