Ministry Harvest Savings
- Earn 5.00% APY* high rate on balances up to $5,000. Variable-tiered rate, thereafter.
- $100 minimum to open
- Immediate access to funds
- No monthly fee*
- One Ministry Harvest Savings account per member
Variable-Tiered Rate
Each tier will accrue interest at its respective rate.
|
Tier |
Interest Rate |
|---|---|
|
$0-$5,000 |
5.00% APY |
|
$5,000.01-$10,000 |
2.25% APY |
|
$10,000.01+ |
0.10% APY |
Calculate earnings with our Harvest Savings Calculator!
Reasons to Save for Your Ministry
Emergency Fund
Expansion Planning
Support Mission Projects
Purchase a Ministry Vehicle
Explore More Ministry Savings Account Options from AdelFi
Ministry Certificates
Ministry Money Market
Harvest Savings Calculator
Discover how to reach your savings goal with the calculator below.
Terms & Conditions
*Ministry Harvest Savings: APY = Annual Percentage Yield. APYs are accurate as of 06/09/2026 and are subject to change without notice. Fees may reduce earnings. $100 minimum to open. There is a $5.00 monthly service fee if the balance falls below $100.00. One Ministry Harvest Savings account per member.
1. Tiered -based savings account. 5.00% APY will be paid on balances up to $5,000. Balances between $5,000.01-$10,000 will earn the lower dividend rate of 2.25% APY. Balances $10,000.01+ will earn the dividend rate of 0.10% APY.