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AdelFi Christian Banking logo
AdelFi Christian Banking logo
  • Personal
      Personal Banking
      Personal Membership Benefits

      Checking

      • Free Checking
      • Harvest High-Yield Checking

      Savings

      • Savings Account
      • Harvest High-Yield Savings
      • High Yield Money Market
      • Premium Money Market
      • Money Market Account

      Certificates

      • Welcome Certificate
      • Liquid Certificate
      • Step-it-Up Certificate
      • Term Share Certificate

      Youth Accounts

      • Start Young Checking
      • Start Young Savings

      Home Loans & Mortgages

      • Home Purchase Loans
      • Equity Loans
      • Real Estate

      Loans

      • Auto Loans
      • MyAdvantage Personal Loan
      • Personal Credit Line
      • Student Loans

      Credit Cards

      • Cash Rewards Visa
      • Card that Gives to Missions
      • Mission Aviation Fellowship Visa
      • International Ministries Visa

      Digital & Financial Services

      • Digital Banking
      • Insurance
      • IRAs
      Harvest Savings
      Earn a High Yield
      5.00%APY
      Apply Now
  • Ministry
      Ministry Banking
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      Checking

      • Free Checking
      • Standard Checking
      • Analyzed Checking

      Savings

      • Harvest High-Yield Savings
      • Premium Money Market

      Certificates

      • Welcome Certificate
      • Term Share Certificate

      Loans

      • Real Estate Loans
      • Lines of Credit
      • Shared Secured Loans
      • Term Loans

      Credit Cards

      • Gives to Missions Business Rewards
      • MAF Business Rewards
      • IM Business Rewards

      Digital & Banking Services

      • Digital Banking
      • Banking Services
      Church Loan Rates
      As low as
      5.60%
      Contact Us!
  • Business
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      Business Membership Benefits

      Checking

      • Free Checking
      • Standard Checking
      • Analyzed Checking

      Savings

      • Harvest High-Yield Savings
      • Premium Money Market

      Certificates

      • Welcome Certificate
      • Term Share Certificate

      Loans

      • Real Estate Loans
      • Lines of Credit
      • Shared Secured Loans
      • Term Loans

      Credit Cards

      • Gives to Missions Business Rewards
      • MAF Business Rewards
      • IM Business Rewards

      Digital & Banking Services

      • Digital Banking
      • Banking Services
      Save More for your Business!
      Earn a High-Yield Rate
      5.00%APY
      Learn More
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  • Routing #’s
    • New Member & Original CCCU Member: #322274831
    • Original AdelFi Member: #322273379
Routing Numbers:
New Member & Original CCCU Member: #322274831
Original Adelfi Member: #322273379
Home / Business / Business Loans / Business Lines of Credit

Business Lines of Credit

When your organization experiences seasonal fluctuations or needs access to short-term capital, our business line of credit provides a flexible financing solution. With both secured and unsecured options available at competitive rates, our programs are designed to help you manage cash flow cycles and maintain financial stability through changing conditions.

Learn More about Business Lines of Credit

Business Lines of Credit

  • Choice of Secured or Unsecured Lines of Credit 
  • Competitive variable rates 
  • Zero points
  • Terms of up to 5 years if secured, annual if unsecured  
  • No pre-payment penalties
Contact Us to Apply
  • “The partnership that we have with AdelFi and the difference that it’s made to enable us, as IGE to go and do our training, has freed up so many believers to be able to worship our Lord Jesus Christ so much more freely.”
    – John Boyd, President/CEO of Institute for Global Engagement (IGE)
  • “When [AdelFi] was working with us, we found them to be so flexible, so responsive, and they met a deadline that no one said that they could meet. And they prayed for us.”
    – Julie Supplee, CEO/President, House of Refuge, Sunnyslope

Additional Services

We offer an array of digital banking solutions and financial services for businesses of all sizes.
Learn More about Digital Banking Services Learn More about Financial Services

Explore our other Business Loan Options

Business Real Estate Loans

Find Out More

Business Term Loans

Find Out More

FAQs

What documents do I need to get started with a ministry loan? 

You’ll need at least the last three years of financial statements. This includes Income statements and balance sheets. You’ll also need to include current year-to-date financials.  These documents help us to prequalify a church for a loan. 

It’s also a good idea to include the articles of incorporation and/or bylaws. These documents can help your ministry qualify for membership.  If these documents look good, then we’ll need a complete application package from you.  Here are some tips to help you get started. 

What are your Ministry Rates? 

Click here to find our Ministry Rates 


Terms & Conditions

*Rates, terms and conditions are effective 06/09/2026 and are subject to change or discontinue at any time and without notice. Loan approval subject to credit, income, property appraisal and qualifications. Not all will qualify. Costs may be associated with this loan. Offer not valid on current AdelFi loans. Membership required.

U.S. & Canada

AdelFi CU:
1-800-634-3228
CCCU:
1-800-347-2228

Routing Numbers

New Member & Original CCCU Member:#322274831
Original AdelFi Member:#322273379
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© 2026 AdelFi Credit Union
Equal Housing Opportunity. American Share Insurance
By members’ choice, this institution is not federally insured.
Each account is insured up to $250,000.

Welcome to AdelFi Christian Banking—we’re live! Christian Community Credit Union & AdelFi are now one.

Members: Select “Login” using existing credentials. CCCU Members: mycccu.com is now adelfibanking.com.

Visit our Merger Hub Page for the latest updates.

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