Business Real Estate Loan Options
Purchase
Looking to expand beyond leased space or acquire a new property to support your organization’s growing needs? We’re here to help finance income-producing properties, including multi-family, retail, and office spaces—supporting acquisition and long-term growth of your real estate portfolio.
Cash-Out
Whether you’re planning to leverage equity, strengthen liquidity, or access capital through a cash-out option, our experienced lending specialists will guide you every step of the way.
Remodel
Upgrading your current space or planning an expansion? Our financing solutions support renovations, improvements, and additions to office, retail, or multi-family properties—helping you adapt and grow your real estate investment needs.
Refinance
Looking to improve your financing terms? Refinance your existing business real estate loan to potentially reduce payments, adjust structure, or better align with your goals. We’ve helped organizations optimize their financing so more capital can be directed toward growth and long-term success.
Business Loans
as low as 5.50%*
Funded Over
$1 Billion
Real
Estate Loans
5,600+ Shared
Branches
Nationwide
Why Christian Businesses Choose AdelFi
For decades, AdelFi has partnered with businesses and organizations seeking financing aligned with their values. As a member-owned Christian credit union, AdelFi is focused on serving its members rather than outside shareholders.
AdelFi has funded over $1 billion in business and ministry loans, helping organizations expand facilities, strengthen operations, and better serve their communities. Our lending specialists understand the unique financial needs of mission-driven and nonprofit organizations, including governance structures, cash flow cycles, and long-term planning.
Through member deposits, we are also able to extend financing to other organizations, creating a cycle of support that strengthens communities through faith-based banking.
Explore other Business Loan Options
Business Lines of Credit
Flexible funding for short-term
business expenses.
Business Share Secured Loans
Borrowing secured by
business savings.
Business Term Loans
Fixed-term financing for
business purchases and projects.
FAQs
You’ll need at least the last three years of financial statements. This includes Income statements and balance sheets. You’ll also need to include current year-to-date financials. These documents help us to prequalify a church for a loan.
It’s also a good idea to include the articles of incorporation and/or bylaws. These documents can help your ministry qualify for membership. If these documents look good, then we’ll need a complete application package from you. Here are some tips to help you get started.
Contact our Team of Business Experts!
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Terms & Conditions
*Rates, terms and conditions are effective 05/20/2026 and are subject to change or discontinue at any time and without notice. Loan approval subject to credit, income, property appraisal and qualifications. Not all will qualify. Costs may be associated with this loan. Offer not valid on current AdelFi loans. Membership required.