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Adelfi Routing # 322273379
AdelFi Routing # 322274831
Home / Ministry / Ministry Checking Accounts / Ministry Free Checking

Ministry Free Checking 

You can feel good about AdelFi’s Free Ministry Checking Account. There’s no minimum balance1, no monthly fee, and every time you use your Visa® Business Check Card as a signature purchase, you’re giving to missions and ministry projects.  Now that’s checking with a higher purpose!

Learn More about Ministry Free Checking

Ministry Free Checking

  • $100 minimum to open 
  • No minimum balance 
  • No monthly service fee
  • Unlimited deposit and check writing
  • Visa® Business Check Card3
  • Convenient deposit locations nationwide  
Get Started
cccu bg img 3

No Monthly Fees

Totally Free Checking

24/7 Account Access

through AdelFi mobile app, 30,000+ surcharge-free ATMs nationwide, & 5,600+ Shared Branches through CO-OP Network2

Gives to Missions

with Visa Debit Card signature-based purchases

Checking Services

Order Checks

Do you pay by check? Protect them with high security checks.

Order Online

Overdraft Protection with Courtesy Pay

An Extra Level of Overdraft Protection for Your Checking Account

Life happens! AdelFi understands that unexpected overdrafts occur from time to time—our Courtesy Pay overdraft protection can help.


Opt-in within Online/Mobile Banking when you’ve opened your account.

Learn More

Ready to open a Ministry Free Checking Account?

Contact our Ministry Team Today!

Terms & Conditions

1. No minimum balance required after $100 opening balance.
2. ATMs available through the CO-OP ATM Network. A surcharge fee from the ATM owner may apply on non CO-OP ATMs.
3. A separate application is required and only authorized signers on the account can be cardholders.

5.00% APY* Ministry Harvest Savings

Learn More

U.S. & Canada

AdelFi CU:
1-800-634-3228
CCCU:
1-800-347-2228

Routing Numbers

AdelFi CU:# 322273379
CCCU:# 322274831
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© 2026 AdelFi Christian Banking.
Equal Housing Opportunity. American Share Insurance
By members’ choice, this institution is not federally insured.
Each account is insured up to $250,000.

Welcome to AdelFi Christian Banking—we’re live! Christian Community Credit Union & AdelFi are now one.

Members: Select “Login’ using existing credentials. CCCU Members: mycccu.com is now adelfibanking.com.

Visit our Merger Hub Page for the latest updates.

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While CCCU & AdelFi unite, online banking platforms remain separate for now. Please select the login below that matches your original account.
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