High-Yield Money Market Promotion
- 4.00% APY* promotional rate for 12 months for balances up to $100,000
- $1,000 minimum to open
- Six free withdrawals per monthly statement cycle
- No monthly maintenance fees
- New money only✝
- Balances Up To: $100,000
- Dividend Rate: 3.923%
- APY*: 4.00%
See How Our Rates Compare to the Big Banks!
Savings Goal Calculator
Use this free savings calculator to help you figure out how your money can grow over time based on APY rate.
Money Market FAQs
Besides earning a higher market rate than a savings account, money market accounts allow you to write checks and access funds through ATMs or electronic transfers.
Yes! Money Market accounts do not have time limits or terms. You can withdraw and deposit money from your account at any time.
You earn a higher rate than a traditional savings account. It’s also different from a Certificate of Deposit because you have the freedom to deposit or withdraw money without any penalties imposed.
Terms & Conditions
*High-Yield Money Market Promotion: 1APY = Annual Percentage Yield. APYs are accurate as of 05/20/2026 and are subject to change without notice. APY (Annual Percentage Yield) reflects the total amount of dividends paid on this account, based on the dividend rate and frequency of compounding, in a 365-day period. AdelFi dividends are compounded daily and paid monthly. The APY and dividend rates are variable and subject to change after the account is opened.
This Promotional Offer is effective 05/20/2026, for all new and existing AdelFi Members and can end at the discretion of AdelFi at any time without prior notice.
The promotional rate is paid monthly at a dividend rate of 3.923% resulting in an APY (Annual Percentage Yield) of 4.00% on balances up to $100,000. Promotional rate and cap are subject to change. Promo account will automatically convert to standard Money Market Account after 12 months. Once converted to a standard Money Market Account, there is a $10 monthly fee when the daily balance falls below $1,000 at any time during the month. Fees may reduce earnings.
• Must be at least 18 years old
• Open a NEW High-Yield Money Market Account with a $1,000 opening deposit
• Funds deposited in the High-Yield Money Market Account must be new money.✝
• Balances above $100,000 will earn the same dividend as an AdelFi Savings Account of 0.10%.
• Limit ONE High-Yield Money Market Account per member
• There is a maximum limit of six (6) withdrawals per month. A fee of $6.00 per item more than six (6) withdrawals per month.
✝New money is money that is not presently on deposit at AdelFi. Existing Members: New money is defined as deposits posted to your AdelFi account within the past 30 days. The Credit Union reserves the right to make the sole judgement as to whether or not the funds deposited are considered new money.
*Click HERE for Complete Terms and Conditions for the High-Yield Money Market Promotion
Promotional Offer Summary: An AdelFi member that opens a High-Yield Money Market Account can earn 4.00% APY (“Promotional Rate”) on balances up to $100,000.00 (“cap”) for up to 12 months from account opening if that member meets the terms and conditions as stated below. Promotional rate, cap, and terms are subject to change.
- Offer Period. This Promotional Offer is effective beginning January 1, 2026, and can end at the discretion of CCCU at any time without prior notice.
- Account Holder Requirements to receive the promotional rate: a) You must:
i) Be at least 18 years old
ii) Agree to the terms and conditions of this Promotional Offer
iii) Funds deposited in the High-Yield Money Market Account must be new money. Minimum opening balance $1,000.00 required.
iv) Balances above $100,000 will earn the same dividend as an AdelFi Savings Account of 0.10%.
v) Limit ONE High-Yield Money Market Account per member.
Account Disclosures: Features and benefits of the High-Yield Money Market Account are the same as the Money Market account except for the dividend rate and balance cap. For complete information on features, benefits, and current rates for the qualified account in this offer please see the product descriptions here: Money Market Accounts. Standard account rates and terms, including Money Market rates, are subject to change.
There is a maximum limit of six (6) withdrawals per month. A fee of $6.00 per item will be assessed for any withdrawals that exceed this monthly limit.
Refer to AdelFi Truth and Savings and Fee Schedule for account and fee information outside of this Promotional Offer. - Service Fee, Promotional Rate and Balance Cap – The High-Yield Money Market Account does not have a monthly service fee. The promotional rate is paid monthly at a dividend rate of 3.923% resulting in a APY¹ of 4.00% on balances up to $100,000.00. Balances above $100,000 will earn the same dividend as a CCCU Savings Account of 0.10%. Promotional rate, cap, and other terms are subject to change without notice.
- Payment of Dividends – AdelFi dividends are compounded daily and paid monthly. Withdrawal of dividends and fees may reduce earnings on this account.
- IRS Reporting – All dividends paid under this Promotional Offer may be subject to IRS reporting. Any applicable taxes are the responsibility of the recipient.
- Additional Eligibility Restrictions – This Promotional Offer is for new and existing AdelFi members.
- Reservation of Rights – AdelFi reserves the right to withhold the fulfillment of any dividends where the requirements were met fraudulently or obtained through the misuse of this offer or in a manner not in keeping with the terms and conditions or the spirit of the offer (promotional rate for new money to AdelFi). Money leaving AdelFi and coming back for the sole purpose of taking advantage of this promotion is prohibited. AdelFi will assess the integrity of new money by reviewing factors including but not limited to external deposits and average balances over time across AdelFi accounts, including accounts owned by joint owners of the High-Yield Money Market Account owner’s other accounts. Accounts found to be in violation of the new money requirement or other terms and conditions will be converted to Money Market Accounts or closed. In the event of any conflict between these Terms and Conditions and any other material describing this Offer, these Terms and Conditions shall control.
¹ APY (Annual Percentage Yield) reflects the total amount of dividends paid on this account based on the dividend rate and frequency of compounding in a 365-day period. AdelFi dividends are compounded daily and paid monthly. Withdrawal of dividends and fees may reduce earnings on this account. ²New money is money that is not presently on deposit at AdelFi Christian Banking. Existing AdelFi Members: New money is defined as deposits posted to your AdelFi account within the past 30 days. The Credit Union reserves the right to make the sole judgement as to whether or not the funds deposited are considered new money.