Personal Credit Line
- Variable rate tied to the Wall Street Journal Prime Rate
- Open-end line of credit
- Instant and ongoing access to funds
- Payments of 3.5% of the outstanding balance
- Personal Credit Line
- APR* As Low As: 11.75%
Reasons for a Personal Credit Line
Cover Unexpected Expenses
Emergency Repairs
Fill Cash Flow Gaps
Home Improvement Projects
Terms & Conditions
APR = Annual Percentage Rate effective 07/28/2026 and is subject to change without notice.
Rates as low as 11.75%. This is an open-end line of credit with payments of 3.5% of the outstanding balance. Rates are variable and tied to The Wall Street Journal Prime Rate.
A $25 one-time membership fee applies if you do not have a deposit account when you become a member of AdelFi by applying for a loan. Fee will be waived if you open a deposit account within 30 days of loan approval. Visit myAdelFi.com/deposit.