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Ministry Loans

Whatever your life stage of ministry, we offer affordable financing to help your church or ministry grow to better serve your community. Our ministry-minded team takes the time to listen and to help you explore the best possible loan option to realize God’s calling for your organization.

Explore Ministry Loan Options

Real Estate Loans

From buying a new property or refinancing your current loan to new construction, we can help finance your project.

Lines of Credit

Our Ministry Line of Credit can help you with short-term capital needs or when there’s a dip in cash flow.

Share Secured Loans

Looking for a flexible loan with zero points and fees for a short-term goal? Our Share Secured Loans can be the answer when you borrow against your existing deposit funds at the Credit Union.

Term Loans

A faster alternative to real estate secured loans, our term loans can get you the funds you need for unexpected expenses and emergencies with no collateral required.

Contact our Ministry Expert Team!

Want to get started with a Ministry account or have questions? Please complete the form below and a team member will get back to you shortly.

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Ministry Loans FAQs

What documents do I need to apply for a ministry loan?

You will need at least the last three years of financial statements, including income statements and balance sheets, plus current year-to-date financials. Additional documentation about the property or project may also be required.

What types of organizations qualify for ministry loans?

Churches, ministries, nonprofit organizations, and other Christian organizations may qualify depending on financial and organizational criteria.

What are AdelFi’s ministry loan rates?

Rates vary based on loan type, term, and financial qualifications. For current ministry rates, please visit https://www.adelfibanking.com/ministry/ministry-rates/

How long does the ministry loan process take?

The timeline depends on the complexity of the project, required documentation, and property details.

What is the minimum loan amount?

Minimum loan amounts vary depending on the type of financing requested.

Can we refinance our existing church mortgage with AdelFi?

Yes. AdelFi offers refinancing options that may help ministries adjust loan terms or reduce payments.