- Ministry Deposit Rates
- Ministry Loan Rates
- Featured
- Ministry | Business Harvest Savings
- Ministry | Business Money Market
- Ministry | Business Welcome Certificate – 5 Months
- Ministry | Business Welcome Certificate – 10 Months
- Ministry | Business Term Share Certificate – $1,000
- Ministry | Business Term Share Certificate – $10,000
- Ministry | Business Term Share Certificate – $50,000
- Ministry | Business Term Share Certificate – $100,000
Ministry | Business Harvest Savings
- Minimum to Open: $100
- Daily Balance: $0-$5,000
- APY*: 5.00%
Ministry | Business Money Market
- Minimum to Open: $1,000
- Daily Balance: $0-$9,999.99
- APY*: 0.65%
Ministry | Business Welcome Certificate – 10 Months
- Minimum to Open: $500
- Maximum: $250,000
- Term: 10 Months
- Rate: 3.92%
- APY*: 4.00%
- Minimum to Open: $100
- Daily Balance: $0-$5,000
- APY*: 5.00%
- Minimum to Open: $100
- Daily Balance: $5,000.01-$10,000
- APY*: 2.25%
- Minimum to Open: $100
- Daily Balance: $10,000.01 & above
- APY*: 0.10%
*APY = Annual Percentage Yield. APYs are accurate as of 05/20/2026 and are subject to change without notice.
Fees may reduce earnings. $100 minimum to open. There is a $5.00 monthly service fee if the balance falls below $100.00. No fee for Custodian Accounts under age 18. One Harvest Savings account per member.
Tiered -based savings account. 5.00% APY will be paid on balances up to $5,000. Balances between $5,000.01-$10,000 will earn the lower dividend rate of APY. Balances $10,000.01+ will earn the dividend rate of APY.
- Minimum to Open: $1,000
- Daily Balance: $0-$9,999.99
- APY*: 0.65%
- Minimum to Open: $1,000
- Daily Balance: $10,000-$24,999.99
- APY*: 0.75%
- Minimum to Open: $1,000
- Daily Balance: $25,000-$99,999.99
- APY*: 1.00%
- Minimum to Open: $1,000
- Daily Balance: $100,000 and over
- APY*: 1.25%
*APY = Annual Percentage Yield. APYs are accurate as of 05/20/2026 and are subject to change without notice. Variable rate account with easy access and maximum liquidity. There is a $10 monthly fee on all Money Market Accounts when the daily balance falls below $1,000 at any time during the month.
- Minimum to Open: $500
- Maximum: $250,000
- Term: 5 Months
- Rate: 3.63%
- APY*: 3.70%
*APY= Annual Percentage Yield (APY). APYs are accurate as of 05/20/2026 and are subject to change without notice.
$500 minimum; $250,000 maximum. New money only. Annual Percentage Yield assumes that dividends remain in the account until maturity. A withdrawal will reduce earnings. No additional deposits can be made during the term of the Share Certificate. At maturity, the Certificate will renew into a 12-month term share Certificate at the prevailing rate. A penalty will be imposed on early withdrawals from Certificates. IRA not available for Welcome Certificate. Rates, terms and conditions are solely within the discretion of the Board of Directors. We may limit the amount you may invest in one or more accounts to a total of $1,000,000.
‡New money is money that is not presently on deposit at AdelFi. Existing AdelFi Members: New money is defined as deposits posted to your AdelFi account within the past 30 days. The Credit Union reserves the right to make the sole judgment as to whether or not the deposited funds are considered new money.
- Minimum to Open: $500
- Maximum: $250,000
- Term: 10 Months
- Rate: 3.92%
- APY*: 4.00%
*APY= Annual Percentage Yield (APY). APYs are accurate as of 05/20/2026 and are subject to change without notice.
$500 minimum; $250,000 maximum. New money only. Annual Percentage Yield assumes that dividends remain in the account until maturity. A withdrawal will reduce earnings. No additional deposits can be made during the term of the Share Certificate. At maturity, the Certificate will renew into a 12-month term share Certificate at the prevailing rate. A penalty will be imposed on early withdrawals from Certificates. IRA not available for Welcome Certificate. Rates, terms and conditions are solely within the discretion of the Board of Directors. We may limit the amount you may invest in one or more accounts to a total of $1,000,000.
‡New money is money that is not presently on deposit at AdelFi. Existing AdelFi Members: New money is defined as deposits posted to your AdelFi account within the past 30 days. The Credit Union reserves the right to make the sole judgment as to whether or not the deposited funds are considered new money.
- Minimum to Open: $1,000
- Term: 6-11 Months
- Rate: 2.23%
- APY*: 2.25%
- Minimum to Open: $1,000
- Term: 12-23 Months
- Rate: 2.62%
- APY*: 2.65%
- Minimum to Open: $1,000
- Term: 24-35 Months
- Rate: 3.34%
- APY*: 3.40%
- Minimum to Open: $1,000
- Term: 36-47 Months
- Rate: 2.81%
- APY*: 2.85%
- Minimum to Open: $1,000
- Term: 48-59 Months
- Rate: 2.71%
- APY*: 2.75%
- Minimum to Open: $1,000
- Term: 60 Months
- Rate: 2.37%
- APY*: 2.40%
*APY = Annual Percentage Yield. APYs are accurate as of 05/20/2026 and are subject to change without notice. Annual Percentage Yield assumes that dividends remain in the account until maturity. A withdrawal will reduce earnings. A penalty will be imposed on early withdrawals from Certificates. No additional deposits can be made during the term of the Term Certificate. Rates, terms and conditions are solely within the discretion of the Board of Directors. We may limit the amount you may invest in one or more accounts to a total of $1,000,000.
- Minimum to Open: $10,000
- Term: 6-11 Months
- Rate: 2.32%
- APY*: 2.35%
- Minimum to Open: $10,000
- Term: 12-23 Months
- Rate: 2.71%
- APY*: 2.75%
- Minimum to Open: $10,000
- Term: 24-35 Months
- Rate: 3.44%
- APY*: 3.50%
- Minimum to Open: $10,000
- Term: 36-47 Months
- Rate: 2.91%
- APY*: 2.95%
- Minimum to Open: $10,000
- Term: 48-59 Months
- Rate: 2.81%
- APY*: 2.85%
- Minimum to Open: $10,000
- Term: 60 Months
- Rate: 2.47%
- APY*: 2.50%
*APY = Annual Percentage Yield. APYs are accurate as of 05/20/2026 and are subject to change without notice. Annual Percentage Yield assumes that dividends remain in the account until maturity. A withdrawal will reduce earnings. A penalty will be imposed on early withdrawals from Certificates. No additional deposits can be made during the term of the Term Certificate. Rates, terms and conditions are solely within the discretion of the Board of Directors. We may limit the amount you may invest in one or more accounts to a total of $1,000,000.
- Minimum to Open: $50,000
- Term: 6-11 Months
- Rate: 2.37%
- APY*: 2.40%
- Minimum to Open: $50,000
- Term: 12-23 Months
- Rate: 2.76%
- APY*: 2.80%
- Minimum to Open: $50,000
- Term: 24-35 Months
- Rate: 3.49%
- APY*: 3.55%
- Minimum to Open: $50,000
- Term: 36-47 Months
- Rate: 2.96%
- APY*: 3.00%
- Minimum to Open: $50,000
- Term: 48-59 Months
- Rate: 2.86%
- APY*: 2.90%
- Minimum to Open: $50,000
- Term: 60 Months
- Rate: 2.52%
- APY*: 2.55%
*APY = Annual Percentage Yield. APYs are accurate as of 05/20/2026 and are subject to change without notice. Annual Percentage Yield assumes that dividends remain in the account until maturity. A withdrawal will reduce earnings. A penalty will be imposed on early withdrawals from Certificates. No additional deposits can be made during the term of the Term Certificate. Rates, terms and conditions are solely within the discretion of the Board of Directors. We may limit the amount you may invest in one or more accounts to a total of $1,000,000.
- Minimum to Open: $100,000
- Term: 6-11 Months
- Rate: 2.42%
- APY*: 2.45%
- Minimum to Open: $100,000
- Term: 12-23 Months
- Rate: 2.81%
- APY*: 2.85%
- Minimum to Open: $100,000
- Term: 24-35 Months
- Rate: 3.54%
- APY*: 3.60%
- Minimum to Open: $100,000
- Term: 36-47 Months
- Rate: 3.01%
- APY*: 3.05%
- Minimum to Open: $100,000
- Term: 48-59 Months
- Rate: 2.91%
- APY*: 2.95%
- Minimum to Open: $100,000
- Term: 60 Months
- Rate: 2.57%
- APY*: 2.60%
*APY = Annual Percentage Yield. APYs are accurate as of 05/20/2026 and are subject to change without notice. Annual Percentage Yield assumes that dividends remain in the account until maturity. A withdrawal will reduce earnings. A penalty will be imposed on early withdrawals from Certificates. No additional deposits can be made during the term of the Term Certificate. Rates, terms and conditions are solely within the discretion of the Board of Directors. We may limit the amount you may invest in one or more accounts to a total of $1,000,000.
- Featured
- Ministry/Business Credit Card Rate
- Ministry | Business Real Estate Rate
Ministry | Business Real Estate Rate
- Ministry Church Loan
- As low as: 5.50%
- After 6 -Months Intro
- APR*: 16.49%
*APR=Annual percentage rate. Rate and terms effective 05/20/2026 and are subject to change without notice.
- Ministry Church Loan
- As low as: 5.50%
Rates, terms, and conditions effective 05/20/2026 and are subject to change without notice. Loan approval subject to credit, income, property appraisal and qualifications. Not all will qualify. Costs may be associated with this loan. Offer not valid on current AdelFi loans. Membership required.