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Start Their Financial Journey with Purpose

Start their financial journey with purpose. Our Start Young Checking and Savings accounts are designed to help kids and teens grow in confidence, responsibility, and faith-filled money habits. As they learn to manage what they’ve been given, you can guide them every step of the way—preparing them not just for financial independence, but for a life of impact.

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Explore Our Youth Account Options 

From first savings goals to everyday spending, AdelFi’s Start Young accounts help kids and teens grow in confidence while building habits that last.

Start Young Checking

Give them real-world experience in a safe, guided way.

Helps kids & teens learn everyday money management—from spending to budgeting—with debit card access, digital tools, and no fees as they grow in confidence and responsibility.

  • $25 minimum opening deposit
  • Easy deposits and transfers to your child’s account
Open a Start Young Checking Learn More

Terms and Conditions Apply1

Start Young Savings

Help your kids build strong habits from the start.

Teach kids the value of setting goals, saving consistently, and growing what they’ve been given—with simple tools, no monthly fees, and parent guidance every step of the way.

  • Earn 0.10% APY dividend rate1
  • $25 minimum opening deposit
  • Easy deposits and transfers to your child’s account
Open a Start Young Savings Learn More

Terms and Conditions Apply2

Savings Goal Calculator

Use this free savings calculator to help you figure out how your money can grow over time based on APY rate.  

Calculate How Much You Can Save

Terms & Conditions

*Please refer to Account Agreement and Disclosures and Personal Account Information and Fee Schedule for complete information about each account. All account dividend rates, agreements, terms, and conditions are accurate as of 06/09/2026 and are subject to change without notice.

1. Start Young Checking: AdelFi will not charge any additional domestic ATM fees, however non-CO-OP ATM fees may apply. For international transactions including POS (Point of Sale), ATM Withdrawal and OTC (Over the Counter), an international transaction fee of 3% will apply and some merchants may opt to charge withdrawal fees.
*Please refer to AdelFi Truth and Savings and Fee Schedule for complete information about each account. All account dividend rates, agreements, terms, and conditions offered are subject to change without notice.

2. Start Young Savings:1APY = Annual Percentage Yield. APYs are accurate as of 06/09/2026 and are subject to change without notice. Fees may reduce earnings. APY (Annual Percentage Yield) reflects the total amount of dividends paid on this account, based on the dividend rate and frequency of compounding, in a 365-day period. AdelFi dividends are compounded daily and paid monthly. The APY and dividend rates are variable and subject to change after the account is opened. There is no minimum balance requirement to obtain the disclosed APY for Start Young Savings accounts.