Business Standard Checking
- $200 minimum to open
- No monthly maintenance fee with the following:
- $2,500 Minimum Balance,
- A $7,500 Average Daily Balance or $50,000 minimum combined relationship balance1,
- OR, 4 Point-of-Sale Transactions per month with Visa Business Check Card(s)2
- $5,000 in Monthly Cash Deposits allowed3
- 300 Monthly Transactions Included3
- Convenient deposit locations nationwide4
Visa® Business Check Card
You use your checking account every day, so easy access matters. With AdelFi’s VISA® Business Check Card, you can make purchases anywhere VISA® is accepted—at millions of retailers worldwide, in person and online. Key features include:
- No Annual Fee
- Free employee cards
- Auto rental collision damage waiver
- 24/7 Visa® Customer Care
- Visa® zero liability protection* from fraud
- Enhanced security with EMV chip technology
- One-time use code for transactions, and fraud protection5
- Gives to Missions with Visa® Business Check Card signature-based purchases
Simple, Low-Activity Banking
Designed for businesses with lighter monthly transaction needs
Low Fees, More Flexibility
Options to reduce or avoid maintenance fees
Access Anytime, Anywhere
Digital banking plus nationwide ATM & shared branch access
Mission-Aligned Spending
Visa® Business Check Card with no annual fee that helps support Kingdom impact
Checking Services
Order Checks
Do you pay by check? Protect them with high security checks.
Overdraft Protection with Courtesy Pay
Life happens! AdelFi understands that unexpected overdrafts occur from time to time—our Courtesy Pay overdraft protection can help.
Opt-in within Online/Mobile Banking when you’ve opened your account.
Ready to open a Business Standard Checking Account?
Terms & Conditions
1. Combined Balances include the Minimum Daily Balance of all checking, savings, and certificate accounts with the same tax-reported owner (personal accounts excluded). Accounts closed prior to month end will not have balances included in the calculation.
2. A separate application is required and only authorized signers on the account can be cardholders. To apply for a Check Card, click here. Gives to Mission when used as signature-based purchases.
3. Please refer to AdelFi’s Account Agreement Disclosures and Account Information and Fee Schedule for complete information about each account. All account rates, agreements, terms, and conditions offered are subject to change without notice. The fee schedule contains current and upcoming fee changes starting October 2nd.
4. ATMs available through the CO-OP ATM Network. A surcharge fee from the ATM owner may apply on non CO-OP ATMs.
5. AdelFi, utilized EMV® 3-D Secure with One-Time Passcode as an added layer of protection for our members and their transactions. Click here to learn more.