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Frequently Asked Questions

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What is the Zelle® sending limit?


Sending limits may vary depending on your account and transaction type. Contact AdelFi for current limits.

What is Zelle®?

Zelle® is a fast, safe and easy way for small businesses to send, receive and request money typically within minutes1 with customers and eligible vendors they trust. If your customers use Zelle® within their financial institution’s banking app, they can send payments directly to your AdelFi Christian Banking bank account with just your email address or U.S. mobile number.



What is Zelle®?

Zelle® is a convenient way to send, receive, and request money with friends, family and others you trust through your bank or credit union’s mobile app or online banking.  All you need is your recipient’s enrolled email address or U.S. mobile number, and money will be available to use in minutes. Your account information and activity stay private. Zelle® is currently live in more than 2,300 Financial Institutions, so you can send money to friends and family even if they don’t bank at AdelFi Credit Union.1

1 To send or receive money with Zelle®, both parties must have an eligible checking or savings account. Transactions between enrolled users typically occur in minutes.

Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

What kind of bank loans do you do?

AdelFi makes loans to churches for:

  • purchasing land or church property
  • refinancing existing loans (including cash out for reasonable purposes)
  • construction loans for new buildings

We also make loans to churches to buy major equipment. This includes solar panels, as well as furniture, fixtures, and equipment (FF&E).

What kind of checks can be processed through RDCexpress?

Checks payable in U.S. dollars and drawn on any U.S. bank including but not limited to the following:

  • Personal
  • Business
  • Treasury

What limitations exist for business wire members in creating and managing wire transactions within Online Banking?

Currently, you cannot create templates, set up recurring wires, or easily resend wires from the History tab. You will need to manually create a payee and send wire transactions each time.

What ministry credit cards does AdelFi offer?

AdelFi offers several ministry credit cards including the “Gives to Missions” Business Rewards card, MAF Business Rewards card, and IM Business Rewards card.

What ministry or business accounts can be accessed through online banking?

You can access Ministry Checking, Savings, Money Market and Certificate Accounts, Commercial Loans and Lines of Credit, Business Credit Cards, and all personal accounts. You can also access cash management services like ACH, Bill Pay, Remote Deposit Capture, Information Reporting, Wires, and more.

What ministry savings accounts does AdelFi offer?

AdelFi offers several savings options, including standard savings accounts, Harvest High-Yield Savings, Money Market, and Certificate accounts.

What other credit card information can I see?

Outstanding balance, Available credit, Amount due, Next due date, Minimum amount due, Credit limit, and more

What other steps should I take?

Keep payments consistent (even above the minimum) and add extra whenever possible to pay it down faster.

What personal loan rates does AdelFi offer?

The MyAdvantage Personal Loan starts at 8.99%  APR with zero origination or prepayment fees. The Personal Credit Line starts at 11.75% APR with a variable rate tied to the Wall Street Journal Prime Rate. Final rates depend on your credit profile and loan terms.