Every purchase made with your AdelFi credit card generates a donation to Christian missions and ministries. Since 1995, this program has contributed over $6.9 million to missions work around the world. It is one of the simplest ways to make your everyday spending part of something bigger.
A personal loan gives you a fixed amount with a set repayment schedule and fixed rate. A personal credit line is open-ended, letting you borrow what you need up to your limit, with a variable rate and payments based on your outstanding balance.
Savings accounts offer steady growth with easy access, while money market accounts may offer higher rates with tiered balances and slightly different access features.
MyAdvantage Personal Loans range from $10,000 to $50,000 with terms up to 60 months. Personal Credit Line limits vary based on your qualifications.
As of December 1, 2025, AdelFi and AdelFi have officially merged! Over the coming months, we will begin integrating our systems and platforms to provide a seamless banking experience and expanded tools for our members. This process is expected to take 12–18 months as we carefully align technology, products, and services to ensure you continue to receive the trusted, Christ-centered banking experience you expect.
Minimum opening deposits and balance requirements vary depending on the account type.
Minimum deposit requirements vary by certificate type. Click HERE for current minimums listed on our rates page.
Minimum loan amounts vary depending on the type of financing requested.
$100
For Ministry and Business Accounts using Premier Cash Management, mobile deposit allows you to use the myAdelFi – Business mobile app to deposit checks without ever leaving the office or home. It is available 24 hours a day, seven days a week.
Learn more about Ministry/Business Digital Banking▸
The Harvest Savings account is offered at a high rate of 5.00% APY*. For current ministry rates, please visit https://www.adelfibanking.com/ministry/ministry-rates/
There is no set down payment requirement and is contingent upon various factors of the loan such as credit quality of the applicant and co-applicant. Sometimes a down payment is not required.