Rates vary based on loan type, term, and financial qualifications. For current ministry rates, please visit https://www.adelfibanking.com/ministry/ministry-rates/
Stop taking on new debt and find someone you trust for accountability and support.
For purchases, use restrictions are a common pitfall. Often, ministries have trouble getting a conditional use permit. This can be due to things like parking requirements or changes in use from buyer and seller.
Financing construction projects has its own set of risks. Some of those are part of any major construction project. You can learn more about those risks here.
If you’re refinancing, look for any loan terms, covenants, or requirements that could limit your options. Those could include:
- Prepayment penalties
- SWAP agreements
- Changing offsetting balance requirements.
The Credit Union doesn’t have any of these provisions. We always strive for win-win relationships.
You can learn more about how we view banking relationships here.
You earn a higher rate than a traditional savings account. It’s also different from a Certificate of Deposit because you have the freedom to deposit or withdraw money without any penalties imposed.
You earn a higher rate than a traditional savings account and regular Money Market account. Plus, it’s different from a Certificate of Deposit because you have the freedom to deposit or withdraw money without any penalties imposed.
Membership benefits of the merger are many. We will be the nation’s largest Christian credit union—becoming a multi-billion dollar institution—giving you access to greater resources, stability, and support in your financial journey like never before.
More importantly, together, we will be even stronger to make greater Kingdom impact. By combining our strengths, we will:
- Expand Ministry Impact: Greater capabilities to advance the Kingdom together in ways we could not achieve alone. Our collective strength and capacity will enable us to spread the Gospel with unprecedented reach and effectiveness.
- Enhance Member Services: Increased support team to serve you with greater efficiency and responsiveness.
- Expand Product Offerings: A wider range of financial products tailored to meet your personal, ministry, and business needs.
- Have Greater Financial Resources: Increased lending capacity to support your financial goals and more opportunities for churches, ministries, and faith-based businesses to thrive and grow.
- Improve Technology & Tools: Combined resources to leverage our expertise and capabilities to provide an improved digital banking experience, more innovative financial tools, and robust security protocols.
Deposit up to $10,000.00 each business day. Checks deposited after 4:30 p.m. PT will be applied to the next business day.
Now that we’ve officially been granted approval to merge, Christian Community Credit Union (CCCU) and AdelFi are actively collaborating to build the foundation for our unified future. No action is needed from you at this time. Rest assured that your accounts, services, and overall member experience will remain unchanged as we implement the final phases of the merger.
Our dedicated teams are committed to ensuring a smooth transition while working diligently to bring you the enhanced benefits and opportunities that will result from our combined strengths and resources. We anticipate finalizing the merger before the end of 2025.
As of December 1, 2025, AdelFi and AdelFi have officially merged! Our teams are now focused on integrating systems, platforms, and services to build a seamless, unified banking experience. For now, it’s business as usual—your accounts, services, and member experience remain fully intact.
Should any changes to accounts or services be required in the future, we will provide ample notice so you can prepare. In the meantime, we’re committed to a smooth transition while bringing you enhanced tools, products, and services designed to better serve you and support your Kingdom impact.
You can redeem points for cash which can be deposited into a AdelFi savings or checking account. Points can also be redeemed for payment towards your AdelFi credit card.
Once your ministry is prequalified, we’ll need you to complete an application package. Besides the Credit Union’s application forms, we’ll need some other documents. This may include:
- Documents to help clear up any questions that came up during prequalification
- Entity documents (which may include documents establishing your ministry)
- Bank statements
- Purchase or project documentation
Your Ministry Development Officer at the Credit Union will create an underwriting package for the credit department. That is, they’ll put together the documents that show your ministry’s financial health.
Once your ministry’s loan is approved, we’ll send a Letter of Commitment. That letter will have the rates, terms, and conditions that are needed to close the loan. If your ministry accepts the terms and conditions, you’ll need to sign the Letter of Commitment and send it back along with a small commitment fee. Then, our processors will make sure that conditions have been cleared, and we’ll fund the loan. You can learn more about this process here.
Workstations
1GHz or higher CPU, 2GB RAM, USB 2.0 Port, keyboard, mouse, monitor Operating Systems
Operating Systems
- Windows Vista 32-bit or 64-bit
- Windows 7 32-bit or 64-bit
- Windows 8 32-bit or 64-bit
- Mac OS X 10.7.3 or higher