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Frequently Asked Questions

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Is there a fee to use Zelle®?


AdelFi does not charge a fee to use Zelle®, though mobile carrier or data charges may apply.

Is there a limit as to how much I can invest into the Kingdom Builder Savings Account?

There is no limit to your investment. Upon initial opening of the account, there is a $100 minimum to open and an initial deposit maximum of $52,500. Additional deposits can be made after account opening with no limits.

Is there a minimum attendee requirement?

We don’t have a minimum requirement for attendance to qualify for a church loan.  However, it is sometimes harder for smaller churches to qualify. (Smaller churches are those with 150 attendees or 100 giving units.)

We know every situation is unique. So please call us if you’re interested in a loan, even if your church is under those numbers.

Is there a prepayment penalty on an auto loan? 

No, there are no prepayment penalties on an auto loan 

Is there an annual fee?

No. AdelFi business credit cards do not have an annual fee.

Is this available for all credit cards?

This option is available for World MasterCard, Visa Rewards, and Visa Signature Rewards. This is not available for Business Rewards and debit cards.

My wife and I share the same card number. Can the card be loaded on different phones?

Yes. One card can be loaded on to each cardholder’s passbook.

Once I’m out of debt, how do I stay out of debt?

Stick to a budget and build an emergency fund to handle unexpected expenses.

Our church has a school and daycare. Can we get a loan?

We do lend to churches with schools and daycare facilities.  We’ll need information on the school and/or daycare’s organizational structure. We’ll also need to know about their contribution to the ministry’s finances.

Our church would like the ability to accept credit card payments. Is this a service AdelFi offers?

Yes. Whether you are running a bookstore, café, camp, conference, or school, our vendor can provide the equipment and merchant account you need to accept and manage credit card processing.

Call The Ministry Development Group at 800.347.AdelFi (2228) ext. 6216 or email us to get started.

Should I download or update the mobile app?

Yes, please update or download the new “AdelFi Christian Banking” mobile app.

  • iPhone/iPad: Open the App Store and search for AdelFi Christian Banking. If you already have the app, tap Update. If not, tap Get to download it.
  • Android: Open Google Play and search for AdelFi Christian Banking. If you already have the app, tap Update. If not, tap Install to download it.

Should my church build or buy a building?

Every church is unique, and every real estate market is unique.  Often, buying an existing building is easier and cheaper than building a new one.  However, some ministries simply can’t find a property suitable for their needs. For ministries with the time and extra resources to do so, we offer construction loans as well.