Home / FAQs

Frequently Asked Questions

Got questions? We’ve got answers!

Explore our FAQ resource for quick, helpful information—from product details to troubleshooting—all in one convenient place. Simplify your search and get the answers you need with AdelFi’s user-friendly FAQ page.

  • Filter by Topic

  • Reset

Do I need to be an AdelFi member to apply?

Yes. Applicants must become members of AdelFi to open credit card accounts.

Do I need to do anything before the August 25 digital banking upgrade?

Yes. If you use QuickBooks or Quicken to connect to your AdelFi accounts, back up your data, complete a final transaction download, and review/save your transaction history by August 23, 2026.

Do I need to do anything to payments that are already in process?

No. Zelle® payments that are already in process are expected to settle as normal during the transition. No action is required.



Do I need to download a new mobile app?

Yes, please update or download the new “AdelFi Christian Banking” mobile app.

iPhone/iPad: Open the App Store and search for AdelFi Christian Banking. Tap Get to download it.

Android: Open Google Play and search for AdelFi Christian Banking. Tap Install to download it.

Do I need to update recurring payments?

Yes. Once you’ve activated your new card, update any merchants or services that automatically charge your current card. Examples are Streaming subscriptions, Utilities, Insurance, Digital Wallets, Venmo, PayPal, and any automatic bill payments.

Do I need to use paper deposit tickets when using RDCexpress?

No. Physical deposit tickets cannot be used for any deposit made through RDCexpress. RDCexpress automatically creates an electronic deposit ticket for each deposit.

Do other accounts besides Kingdom Builder Savings give back to my church or ministry?

The Kingdom Builder Savings account is the best account to maximize donations that go directly back to your church or ministry on an ongoing basis. However, we do also make a one-time donation to your church or ministry for accounts for other accounts opened, such as our Checking or Cash back rewards credit card. While opening these accounts generate a one-time donation, the Kingdom Builder Savings account is an ongoing donation based upon the monthly total deposit balance from your church or ministry community.

Do you do loans for equipment purchases or solar panels?

Yes.  For loans like this, we prefer to use the church as collateral and do a real estate loan. This makes the rates and terms better for the borrower.  However, if that is not possible, we do have equipment loans available.

Do you offer a solution for churches to accept offerings, tithes, etc. online?

Yes. AdelFi has customized solutions for ministries to make it possible for their members to give automatically from their checking or savings account and/or credit card. Call The Ministry Development Group at 800.347.2228 ext. 6216 or email us to find out more about the different options available.

Do you offer financing for used vehicles?

Yes. AdelFi offers financing for both new and used vehicles, with flexible terms designed to fit your budget.

Does AdelFi charge a monthly fee for checking accounts?

AdelFi offers checking options with no monthly service fee. Some account features may have specific requirements. Click HERE for current checking options and features.

Does AdelFi have a debit card?

Yes. All AdelFi personal checking accounts include a debit card for purchases and ATM access. In fact, when you use your FREE Visa Debit Card, you give to missions and earn rewards on every purchase…at no cost to you. Plus, online and mobile banking tools to manage your money day to day.