Welcome to AdelFi!

*APY = Annual Percentage Yield. APYs are accurate as of 09/11/2026 and are subject to change without notice. $100 minimum to open. Variable rate account with easy access and maximum liquidity. There is a $5.00 monthly service fee if the balance falls below $100.00. No fee for Custodian Accounts under age 18.

*APY= Annual Percentage Yield (APY). APYs are accurate as of 09/11/2026 and are subject to change without notice.
$500 minimum; $250,000 maximum. New money only. Annual Percentage Yield assumes that dividends remain in the account until maturity. A withdrawal will reduce earnings. No additional deposits can be made during the term of the Certificate. At maturity, the Certificate will renew into a 12-month Term Certificate at the prevailing rate. A penalty will be imposed on early withdrawals from Certificates. IRA not available for Welcome Certificate. Rates, terms and conditions are solely within the discretion of the Board of Directors. We may limit the amount you may invest in one or more accounts to a total of $1,000,000.
‡New money is money that is not presently on deposit at AdelFi. Existing AdelFi Members:  New money is defined as deposits posted to your AdelFi account within the past 30 days.  The Credit Union reserves the right to make the sole judgment as to whether or not the deposited funds are considered new money.

*APY = Annual Percentage Yield. APYs are accurate as of 09/11/2026 and are subject to change without notice. 
Business Savings Account: Unlimited withdrawals: When made in person, by mail or at an ATM. When made by telephone, fax or computer, if a check is payable to the member and mailed to the member. Unlimited transfers when made between the accounts of the same member and made in person by mail or at an ATM and when the transfer is made by the member to pay a loan the member has with the Credit Union. 
Limited to six (6) transfers or withdrawals when payable to a third party when made by telephone, fax, computer as well as by check or debit card. Made by telephone, fax or computer to another account of the member at the Credit Union. Made by preauthorized, automatic or bill-payment arrangement for transfers to the member’s other account(s) at the Credit Union or to a third party. 
$5 monthly fee when the balance falls below $100. 

1. Business Interest Checking will incur a $15 monthly fee when the daily balance falls below $1,500 at any time during the month.
2. Business Interest Checking earns interest when the daily balance is $1,500 or more. This is a variable rate account, and the APY could change after the account is opened. For current APY, call 800.347.AdelFi (2228) or view our current rates.
3. ATMs available through the CO-OP ATM Network. A surcharge fee from the ATM owner may apply on non CO-OP ATMs.

Offer effective  09/11/2026 and is subject to change without notice.

1. No minimum balance required after $100 opening balance.
2. ATMs available through the CO-OP Network. A surcharge fee from the ATM owner may apply on non CO-OP ATMs.
3. One CURewards point for every $2 in signature-based purchases with the Visa Debit Card. If you do not qualify for a Visa Debit Card, you may receive an ATM Card. No CURewards points are earned using an ATM Card.

Business Visa^® Rewards Guide to Benefits ▸
Travel Accident Insurance ▸
View Terms and Conditions ▸
Credit Card Agreement ▸
‡ CURewards Points earned will be credited to your account each month, will accrue over five calendar years, and expire on a first-in-first-out basis annually. Points earned in calendar year one will expire as of the last day of calendar year five.
*APR=Annual Percentage Rate. Rates and terms effective 09/11/2026 and are subject to change without notice.
1) 1.5% cash back with CURewards. 1.5 CURewards points are earned for every $1 spent in net purchases (purchases minus returns/credits) on the credit card account.
2) To qualify for the $300 cash rewards bonus, a total of at least $3,000 in net purchases (purchases minus returns/credits) must post to your account within three months from the date your account is opened.
3) 0% Introductory APR on purchases for 6 months, then a variable APR of 17.99% based upon your creditworthiness.
4) Balance Transfer fees waived.