Certificates
Grow your savings faster with a high-yield certificate
We’re growing together!
With the official merger of AdelFi and Christian Community Credit Union, we will begin transitioning new members to onboarding through the Christian Community Credit Union technology platform. This phased approach ensures a seamless and consistent onboarding experience as our services unify.
Focus On Increasing Your Savings Efficiently
If you're looking for an account that allows you to earn more than a traditional savings account while keeping your money safe and secure, a certificate account from AdelFi, a Division of CCCU is a great option. Our certificates are available in a wide range of terms to match your savings needs without compromising your values. We invite you to learn more about the benefits a certificate account offers.
Rates as high as 3.65% APY1, ✝
Earn Dividends
6-60 Month Terms
Christian-Values Driven
To open a CCCU Certificate products click here.
Welcome 5-Month Certificate Promotion
For a limited time only, earn 3.65% APY1 with a new 5-Month Certificate✝. Offered at a special high rate to help members earn more for the future.
- $500 minimum to open; $250,000 maximum
- New Money Only‡
Welcome 10-Month Certificate Promotion
For a limited time only, earn 3.55% APY1 with a new 10-Month Certificate✝. An excellent option for members looking for short-term investments with guaranteed returns.
- $500 minimum to open; $250,000 maximum
- New Money Only‡
To learn more about additional Certificates products that CCCU offers click here.
Dividend Rates Effective: January 22, 2026
1APY (Annual Percentage Yield) reflects the total amount of dividends paid on this account, based on the dividend rate and frequency of compounding, in a 365-day period. The minimum deposit for certificates ranges from $500-$2,000.00. The APY is based on an assumption that dividends will remain in the account until maturity. Any fee, withdrawal, or transfer reduces earnings and there may be penalties for early withdrawal. All account dividend rates, agreements, terms, and conditions offered are subject to change without notice.
✝Product is CCCU's Welcome Certificate. At maturity, the certificate will renew into a 12-month Term Share Certificate at the prevailing rate. A penalty will be imposed on early withdrawals from this Certificate. IRA not available for Welcome Certificate. $500 minimum; $250,000 maximum. Annual Percentage Yield assumes that dividends remain in the account until maturity. A withdrawal will reduce earnings. No additional deposits can be made during the term of the Share Certificate. Rates, terms and conditions are solely within the discretion of the Board of Directors. We may limit the amount you may invest in one or more accounts to a total of $1,000,000. ‡New money is money that is not presently on deposit at Christian Community Credit Union. Existing CCCU Members: New money is defined as deposits posted to your CCCU account within the past 30 days. The Credit Union reserves the right to make the sole judgment as to whether or not the deposited funds are considered new money. The APY and dividend rates are variable and subject to change after the account is opened. Click here to learn more.
