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AdelFi Routing # 322274831
Home / Ministry / Ministry Loans / Ministry Lines of Credit

Ministry Lines of Credit

If your ministry is experiencing a downturn in donations or needs short-term capital, a line of credit from the Credit Union can help. We offer secured and unsecured loan options at competitive rates. Our Ministry Line of Credit programs are designed to help you weather the seasonal cash flow ups and downs of ministry.

Get Started

Ministry Lines of Credit

  • Choice of Secured or Unsecured Lines of Credit 
  • Competitive variable rates 
  • Zero points
  • Terms of up to 5 years if secured, annual if unsecured  
  • No pre-payment penalties
Contact Us to Apply
  • “We are very thankful to AdelFi and specifically those who have helped our church regain her footing. The process has always been professional and compassionate.”
    – Matt Bongard, Trustee, Lighthouse Baptist Church, Vacaville, CA

Additional Services

We offer an array of digital banking solutions and financial services for ministries of all sizes.
Learn More about Digital Banking Services Learn More about Financial Services

Explore our other Ministry Loan Options

Ministry Real Estate Loans

Find Out More

Ministry Term Loans

Find Out More

FAQs

What documents do I need to get started with a ministry loan? 

You’ll need at least the last three years of financial statements. This includes Income statements and balance sheets. You’ll also need to include current year-to-date financials.  These documents help us to prequalify a church for a loan. 

It’s also a good idea to include the articles of incorporation and/or bylaws. These documents can help your ministry qualify for membership.  If these documents look good, then we’ll need a complete application package from you.  Here are some tips to help you get started. 

What are your Ministry Rates? 

Click here to find our Ministry Rates 

5.00% APY* Ministry Harvest Savings

Learn More

U.S. & Canada

AdelFi CU:
1-800-634-3228
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1-800-347-2228

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AdelFi CU:# 322273379
CCCU:# 322274831
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© 2026 AdelFi Christian Banking.
Equal Housing Opportunity. American Share Insurance
By members’ choice, this institution is not federally insured.
Each account is insured up to $250,000.

Welcome to AdelFi Christian Banking—we’re live! Christian Community Credit Union & AdelFi are now one.

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