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Harvest High-Yield Checking

Grow your money with a checking account that offers a whopping 4.00% APY*.¹

• High-yield interest rate on balances up to $5,000.^a Qualifications apply.^b
• No minimum balance^a or monthly service fee
• A portion of every dollar spent using your Visa debit card^c goes to ministries & missions

Apply Now for Harvest Checking

Terms & conditions¹

Harvest High-Yield Savings

Enjoy earning an exceptional high-interest rate of 5.00% APY*.²

Plus, your money is put to work in financing church and ministries for growth and expansion.

• Variable-tiered rate^a
• $100 minimum to open and no monthly fee^b
• Must register & use Online/Mobile Banking

Apply Now for Harvest Savings

Terms & conditions²

Why AdelFi Christian Banking?

We were created to serve Christians seeking financial tools that align with their beliefs.
For more than 130 years combined, we’ve been dedicated to serving Christian individuals, families, churches, and ministries.

We’re unapologetically Christian

Not just in name but in the way we do business. Our Board and executive team follow sound principles rooted in scripture.

We’re member- driven

As a member, you’re also an owner in the Credit Union. As such, not only are we committed to providing you with God-honoring service, profits are returned to you in the form of better rates & fees.

We finance for Gospel Impact

When you bank with us, your money is used to finance church & ministry growth. In fact, we’ve funded over $1 billion in funded ministry loans.

We Give to Missions

Through our “Cards that Give to Missions” program, we’ve donated over $6.9 million to Christian charities that work to spread the Gospel.

We’re in your neighborhood

Get nationwide banking access through 30,000+ Surcharge-Free ATMs & over 5,600 Shared Branches through the Co-op Network.

American Share Insurance

Comprehensive Protection You Can Count On!

Your hard-earned money is privately insured by American Share Insurance (ASI) —
the same trusted provider that has safeguarded AdelFi members’ deposits for over 25 years.

• EXCEPTIONAL COVERAGE
• TRUSTED SECURITY
• FAITH-BASED STEWARDSHIP

You are covered up to $250,000 for EACH and EVERY Deposit Account, NOT per Member.

No Limit in Coverage to the Number of Accounts Insured.

For example, if you have 10 separate deposit accounts, you’re insured up to $2,500,000!

All types of Deposit Accounts are Covered —
Checking, Savings, Money Market, and Certificates.

Over 1.3 Million Credit Union Members are Protected Nationwide

$19+ Billion in Deposits Secured

51 Years of Protection with ZERO LOSSES to any Member Since 1974

As a Private Insurer, ASI Understands
the Unique Needs of Faith-Based Credit Unions

Supports & Values Credit Unions
Committed to Spreading the Gospel

Some of the Ministries We Support

Learn More about our Global Impact

Press Articles

American Family News

Survey suggests Christian customers know banking business matters

As big banks, such as JP Morgan Chase, close accounts of Christian organizations, more and more people are becoming frustrated, according to a survey conducted by a faith-based credit union.

Read Article

The Christian Post

Should Christians take their money out of banks that don’t share their values?

Credit union survey finds at least one-third are considering changes amid ‘de-banking’ trend.

Read Article

Eternal Affairs Media

As Debanking Increases, AdelFi Research Shows Christians are Choosing to Bank with Their Values

AdelFi (formerly known as Christian Community Credit Union) Research Initiative Shows Christians Find Conflict in Faith Values with Major Banks.

Read Article

PROPHECY NEWS WATCH

Is a Big Bank Exodus Coming?

Is it possible that Christians are now considering an exodus away from their familiar ‘big banks’ in order to better align with Christian values? Initial signs are saying yes.

Read Article

THE WASHINGTON TIMES

Building a culture of generosity in your family?

Values such as unconditional love, honesty, and faith are certainly the cornerstones of a strong family unit. However, in today’s increasingly individualistic society, there is one value that yields lasting returns…

Read Article

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Visit “AdelFi In the News” for More Articles & Interviews

Terms & Conditions

1. Harvest Checking: *APY = Annual Percentage Yield. APYs are accurate as of 06/09/2026 and are subject to change without notice. Fees may reduce earnings. (a)  No minimum balance required after required $100 opening deposit. Higher-yield APY will be paid on maximum balance of $5,000. Balances in excess of $5,000 will earn the lower dividend rate of 0.05%. (b) Qualification criteria for higher APY: 1) You must register for e-statements 2) Have an active online banking 3) Have an activated AdelFi (AdelFi) debit card associated to your Harvest Checking account or AdelFi credit card AND 4) $500 in accumulated deposits during the month. Transfers must be external and cannot be from another AdelFi account. (c) Applies to Visa debit signature-based transactions.
Membership Eligibility is required. New and converted accounts will receive the higher APY for at least the first dividend cycle. After that, if you do not meet all of the qualification criteria, the account will earn the lower dividend rate 0.05%. Fees may reduce earnings. Limit: One Harvest Checking account per Member.

2. Harvest Savings: APY = Annual Percentage Yield. APYs are accurate as of 06/09/2026 and are subject to change without notice. (a) Tiered -based savings account. 5.00% APY will be paid on balances up to $5,000. Balances between $5,000.01-$10,000 will earn the lower dividend rate of 2.25% APY. Balances $10,000.01+ will earn the dividend rate of 0.10% APY. Fees may reduce earnings. (b) $100 minimum to open. There is a $5.00 monthly service fee if the balance falls below $100.00. No fee for Custodian Accounts under age 18. One Harvest Savings account per member.