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Welcome CHEA Family

Finally, Modern Banking Built for Christians

Christian Community Credit Union and AdelFi have united as AdelFi Christian Banking. With 130+ years of combined experience serving Christian individuals, families, and organizations nationwide, we’re proud to be America’s #1 Biblical banking solution—helping your money work for you while supporting churches, ministries, and Kingdom work.

Bank with purpose. Create Kingdom impact. Get started today!
Earn More with Our Harvest High-Yield Savings Explore Our Premium Products

Featured Product

Harvest High-Yield Savings

Enjoy earning an exceptional high-interest rate of 5.00% APY*.1

  • 5.00% APY* on balances up to $5,000. Variable-tiered rate,a thereafter. 
  • $100 minimum to open and no monthly feeb
  • Must register & use Online/Mobile Banking
Apply for a Harvest Savings!

Terms and Conditions Apply2 

Top Picks to Help You Save, Earn, & Give

Harvest High-Yield Checking

Grow your money with a checking account that offers a whopping 4.00% APY*.1
  • High-yield interest rate on balances up to $5,000.a Qualifications apply.b
  • No minimum balancea or monthly service fee
  • A portion of every dollar spent using your Visa debit cardc goes to ministries & missions
Apply Now for Harvest Checking

Terms & conditions1

Cash Rewards Visa®

Earn unlimited 1.5% cash back on every purchase, every day. A portion of every dollar spent using the card goes to Christian charities.
  • 1.5% Cash Back on every purchasea
  • Get $200 when you spend $750 in the first 3 monthsb
  • 0% APR* Intro & Balance Transfer Rate for the first 6 monthsc
  • No Annual Fee
Apply Now for a Cash Rewards Visa

Terms & conditions3

c) After introductory 6 months, then a variable APR of 18.49%  – 32.49% based upon your creditworthiness. 0% Balance Transfer APR for six months when balances are transferred during the first 60 days of account open date, then the variable APR of 18.49%  – 32.49% based upon your creditworthiness.

Why AdelFi Christian Banking?

For more than 130 years combined, we’ve served
Christian individuals, churches, & ministries with banking that aligns with their beliefs.

We’re unapologetically Christian

Not just in name but in the way we do business. Our Board and executive team follow sound principles rooted in scripture.

We’re member- driven

As a member, you’re also an owner in the Credit Union. As such, not only are we committed to providing you with God-honoring service, profits are returned to you in the form of better rates & fees.

We finance for Gospel Impact

When you bank with us, your money is used to finance church & ministry growth. In fact, we’ve funded over $1 billion in funded ministry loans.

We Give to Missions

Through our “Cards that Give to Missions” program, we’ve donated over $6.9 million to Christian charities that work to spread the Gospel.

We’re in your neighborhood

Get nationwide banking access through 30,000+ Surcharge-Free ATMs & over 5,600 Shared Branches through the Co-op Network.

Some of the Ministries We Support

MAF Mission Aviation Fellowship
Camp Agape Logo
Christian Alliance for Orphans Logo
The River’s Edge Ranch. A place for Second Chances. Est. 2007
Samaritan’s Purse. International Relief
Water for Good Logo
Learn More about our Global Impact
  • “It feels good to know that they give to Christian missions and that I will not be cancelled due to my Christianity. Customer service is great. I have had absolutely no problems. Thank you!”
    – Kim D.
  • “This Credit Union is amazing! They donate a portion of your spend to ministries and they offer competitive credit card cash back rewards and interest rates on their financial products.”
    – Ben S.
  • “I’ve been using them for almost a year now. My wife and I love them! We are from Ohio so the Co-op network feature is very convenient. I would definitely recommend them for any Believer in the US!”
    – David S.
  • “Your customer service has been outstanding to date. Whenever I talk to an AdelFi representative over the phone, there is a “can-do” attitude. Not to mention, I am glad to know that the Lord’s resources are being used to further His Kingdom. It means a lot to me.”
    – John D. (Member since 1993)
  • “I have been with them remotely from Colorado for well over 10 years. I really appreciate the employees and the fact that any profits are used to help missionaries. I love that! I also also get excellent service from customer service and their online presence is quite up-to-date.”
    – Cindy M.
  • “Just wanted to thank you for your Start Young accounts. Between breaking up wrestling matches among our three boys, we try to impart some character-building skills, and your kids accounts are helping them become more responsible with their money. We appreciate that your team is watching out for us and our boys.”
    – Andrea & Doug (Members since 2002)
  • “Thank you again for all the work that you does. As members for more than 50 years, we continue to be impressed by the skill and professionalism of the entire organization. We feel fortunate to be a part of such a worthy institution”
    – Ken and Catherine, CA (Members since 1968)
  • “In this season of our lives, we like to be good stewards with our money and handle it according to God’s values. It just makes sense to entrust our money to a strong and growing institution like AdelFi that supports the same biblical ideals we believe in.”
    – Anna and Adam D. (Members since 2007)
Terms & Conditions

1. Harvest Checking: *APY = Annual Percentage Yield. APYs are accurate as of 09/02/2026 and are subject to change without notice. Fees may reduce earnings. (a)  No minimum balance required after required $100 opening deposit. Higher-yield APY will be paid on maximum balance of $5,000. Balances in excess of $5,000 will earn the lower dividend rate of 0.05%. (b) Qualification criteria for higher APY: 1) You must register for e-statements 2) Have an active online banking 3) Have an activated AdelFi (AdelFi) debit card associated to your Harvest Checking account or AdelFi credit card AND 4) $500 in accumulated deposits during the month. Transfers must be external and cannot be from another AdelFi account. (c) Applies to Visa debit signature-based transactions.
Membership Eligibility is required. New and converted accounts will receive the higher APY for at least the first dividend cycle. After that, if you do not meet all of the qualification criteria, the account will earn the lower dividend rate 0.05%. Fees may reduce earnings. Limit: One Harvest Checking account per Member.

2. Harvest Savings: APY = Annual Percentage Yield. APYs are accurate as of 09/02/2026 and are subject to change without notice. (a) Tiered -based savings account. 5.00% APY will be paid on balances up to $5,000. Balances between $5,000.01-$10,000 will earn the lower dividend rate of 2.25% APY. Balances $10,000.01+ will earn the dividend rate of 0.10% APY. Fees may reduce earnings. (b) $100 minimum to open. There is a $5.00 monthly service fee if the balance falls below $100.00. No fee for Custodian Accounts under age 18. One Harvest Savings account per member.

3. Cash Rewards: * Interest Rates and Fees▸  (APR=Annual Percentage Rate) 
Visa®/MasterCard Credit Card Agreement▸ 
Visa® Secured Credit Card Agreement▸ 
Eligibility to apply for the Cash Rewards Visa® is based on your affiliation with a qualifying Christian church, ministry, or school. 
*APR=Annual Percentage Rate. Rates and terms effective 09/02/2026 and are subject to change without notice. 
(a) 1.5% cash rewards are earned for every $1 spent in net purchases (purchases minus returns/credits) on the credit card account.
(b) To qualify for the $200 cash rewards bonus, a total of at least $750 in net purchases (purchases minus returns/credits) must post to your account within three months from the date your account is opened. 
(c) 0% Introductory APR on purchases for 6 months, then a variable APR of 18.49%  – 32.49% based upon your creditworthiness. 0% Balance Transfer APR for six months when balances are transferred during the first 60 days of account open date, then the variable APR of 18.49%  – 32.49% based upon your creditworthiness. Balance Transfer Fee is 3% of the amount transferred with a $15 minimum.