Money Management

Benjamin Franklin said, “Beware of little expenses; a small leak will sink a great ship.” Does this describe your finances?  More often than not, budgets are wrecked, and debt is accumulated by little things. Sure, those...

Budgeting, Debt, Money Strategies, Savings, Savings Plan

My challenge to you is to escape the trap that nearly 70% of Americans are in Living with less than $1,000 in savings! Here are a few more tips to find that $1,000 and put it away for future emergencies (one of the key steps to resetting your finances). Cut...

Financial Stewardship, Money Strategies, Savings, Savings Plan

Money is often cited as the greatest area of frustration, fighting, stress, and unhappiness in marriage. One spouse wants to budget, and the other doesn’t. Neither spouse can agree on exactly how to spend their money or what to prioritize, so budgeting...

Budgeting, Financial Stewardship, Money Strategies

“Girl Math” is a current trend on TikTok that attempts to explain our internal calculations to justify behavior. While this can include overspending on large or unnecessary purchases, it also recognizes that we make many daily decisions based...

Finances, Money Strategies

Purchasing a home can be a costly and frightening experience. It’s likely the most expensive purchase most adults will ever make. The process is constantly changing, and potential pitfalls seem to lurk around every corner. So much so, in fact, that...

Budgeting, Money Strategies, Mortgage

Looking ahead to the future is important but often scary, especially regarding your finances. The best way to prepare for the future and give yourself a financial margin is to establish a healthy savings account. Not only will it help to ensure that...

Financial Stewardship, Money Strategies, Savings, Savings Plan

Planning is biblical. In Proverbs, God says that someone who plans well will foresee dangers and avoid them, but the foolish person (a non-planner) will rush ahead, do whatever’s convenient, and end up paying the penalty. Just as we can’t...

Budgeting, Giving, Money Strategies

Many people have a misunderstanding of what it means to be a steward. It’s not just getting out of debt and sticking to a budget. It’s much more than just writing a tithe check every month. Living as a steward means surrendering your...

Finances, Financial Stewardship, Giving

Debt is something that affects the vast majority of Americans today. In fact, Comet reports that 80.9% of Baby Boomers, 79.9% of Generation X, and 81.5% of Millennials are currently in debt. That’s a lot of people! The adverse effects...

Budgeting, Debt, Money Strategies

Learning how to budget can be challenging! For some people, it comes naturally, but for others, it takes an extra dose of discipline to develop the habit. However knowing how to budget when you have inconsistent income can be especially challenging.  An...

Budgeting, Financial Stewardship, Savings Plan