Simplify Debt with a Personal Loan
Enjoy financial flexibility with a Personal Loan—rates as low as 8.99% APR1.
We’re growing together!
With the official merger of AdelFi and Christian Community Credit Union, we will begin transitioning new members to onboarding through the Christian Community Credit Union technology platform. This phased approach ensures a seamless and consistent onboarding experience as our services unify.
Financing Life’s Milestones
Life’s biggest moments—whether it’s welcoming a child, planning a wedding, or taking a dream vacation—often come with big expenses. That’s where we come in. Our lending solutions provide the financial support you need, with personalized terms and rates to fit your unique situation. Let’s make your important moments possible, together.
Debt Consolidation
Home Improvement
Hospital Bills
Family Vacations
The key to our personal loans is that they offer you financial flexibility to be used for a variety of situations. Our loans can be used to pay for:
- Debt consolidation
- Home improvement projects
- Adoption costs
- Hospital bills
- Special Occasions
To learn more about additional Personal Loan products that CCCU offers click here.
Personal Loan Rates Effective: December 09, 2025
1This is a fixed-term, closed-end loan and reflects the 0.25% discount for members using automatic payment with their Christian Community Credit Union Checking Account. Rates range from 8.99%–23.99% APR with automatic payments or 9.24%–24.24% APR without automatic payment for loan terms of 24 – 60 months. Tiered rate based on credit score. Not all borrowers will qualify for the lowest rate. Other conditions may apply. Monthly payment for $10,000: for 36 months at 8.99% APR (with autopay) would be $319.15; for 60 months at 10.99% APR would be $218.39. Estimated payments are for illustrative purposes only and assume you pay on time. Loan cannot be used to pay other existing Christian Community Credit Union loan balances. Personal Loan | Repayment Example. The following example depicts the APR, monthly payment and total payments during the life of a $30,000 personal loan with a 2-year repayment term, a 0.25% autopay discount, and a fixed rate between 8.99%–23.99% APR. It works out to 24 monthly payments ranging from $1,375.54–$1,601.64 for a total amount of payments ranging from $33,012.96–$38,439.17. This repayment example assumes that the borrower is signed up for autopay and that all payments are made on time, with no pre-payments. Actual rates may vary based on repayment term, loan amount, creditworthiness, and other terms and conditions. No origination and prepayment fees. A $25 one-time membership fee applies if you do not have a deposit account when you become a member of Christian Community Credit Union by applying for a loan. Fee will be waived if you open a deposit account within 30 days of loan approval.
To learn more about additional Personal Loan products that CCCU offers, click here.
