Non-Profit Savings
Start saving with an account that matches your organization's strategy.
Save Your Way
Saving is critical to any organization, non-profit or ministry. Having the right savings account gives you the ability to deposit the donations you receive and help them grow. At AdelFi, a Division of CCCU, we allow you to choose the account that best suits your organization’s savings needs. Whether you’re looking for a traditional savings account or a money market account that allows you to take advantage of tiered dividend rates, we give you the savings tools you need.
Want to learn more about which saving account is right for your organization?
Tailored to Your Needs
Competitive Dividend Rates
Nationwide Access
Christian-Values Driven
Compare Non-Profit Accounts
| Harvest High-Yield Savings | Business Money Market | |||||||||||||||||||
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Right for you if... | You want to earn 5.00% APY1 on rate balances.2 | You want maximum liquidity | ||||||||||||||||||
Minimum Opening Deposit |
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Monthly Maintenance Fee | $5 | $10 | ||||||||||||||||||
How to keep it free | $100 minimum daily balance | $1,000 or above daily balance |
| Insured Money Market Reserve | Insured Money Market Reserve with Sweep | |
|---|---|---|
Right for you if... | You want a solution for your saving reserves that exceed the $250,000 ASI insurance limit. | You want the benefits of Insured Money Market Reserve that automatically moves money between your IMMR and linked accounts✝ |
Minimum Opening Deposit | $25,000 | $25,000 |
Monthly Maintenance Fee | $0 | $0 |
How to keep it free | Always Free | Always Free |
Ready to build a custom savings account plan tailored to fit your organization's needs?
Schedule a time that is convenient for you.
What is Insured Money Market Reserve with Sweep?
A money market account option that, based on an established target balance, automatically moves money between an AdelFi, a Division of CCCU, money market account and off-balance sheet Insured Money Market Reserve program. You get liquidity, a competitive rate and insurance all in one program.
- Keep excess cash earning at all times
- Liquidity and Convenience
- Protecting the funds; deposit insurance up to $30mm*.
Add a VISA® Business Check Card to any of your savings account. These cards allow you to make purchases at millions of retailers across the world. Key features of a check card includes:
- Enhanced security with EMV chip technology
- No annual fee
- Thousands of CO-OP ATM locations nationwide for deposits and cash withdrawals
- Free employee cards
- Auto rental collision damage waiver
- 24/7 Visa® Customer Care
Ready to open a Non-Profit Savings Account
Click below to schedule an appointment with
one of our Business Relationship Managers to get you started!
Still have some questions?
Find Answers to your Non-Profit Accounts
1APY is Annual Percentage Yield. APY assumes that dividends remain on deposit for one year. Withdrawal of dividends and fees could reduce earnings. APY are subject to change without notice.
2Tiered -based savings account. 5.00% APY will be paid on balances up to $5,000. Balances between $5,000.01-$10,000 will earn the lower dividend rate of 2.25% APY. Balances $10,000+ will earn the dividend rate of 0.10% APY. Fees may reduce earnings. $100 minimum to open. There is a $5.00 monthly service fee if the balance falls below $100.00. One Harvest High-Yield Savings account per member.
✝Available with select AdelFi, a Division of CCCU, checking and savings products. Contact an AdelFi, Relationship Manager to learn more.
*Program is subject to AdelFi, a Division of CCCU, Availability. The program is NOT, itself, an FDIC-insured or NCUSIF-insured product. Funds participating in the Insured Money Market Reserve program are deposited into deposit accounts at participating banks, which are insured by the Federal Deposit Insurance Corporation (FDIC) for up to $250,000 for each category of legal ownership, including any other balances a bank customer may hold directly or through other intermediaries, including broker-dealers. The total amount of FDIC insurance in an account depends on the number of banks in the program. If the balance in the account is greater than the FDIC insurance coverage in the program, any excess funds will not be insured. Customers should read the Program Terms and Conditions carefully before depositing money into the program and for other important customer disclosures and information. To assure their FDIC coverage, customers should regularly review banks in which their funds have been deposited and notify AdelFi, a Division of CCCU, immediately if the customer does not want to allocate funds to a particular bank or banks. The Insured Money Market Reserve program is administered by Stable Custody Group II, LLC. Click Here for a list of the banks and savings associations with which we have a business relationship for the placement of your deposits under the program and into which your deposits may be placed (subject to the program terms and any opt-outs by you).
Please refer to AdelFi's Account Agreement and Disclosures and Account Information and Fee Schedule for complete information about each account. All account rates, agreements, terms, and conditions offered are subject to change without notice. The fee schedule contains current and upcoming fee changes starting January 1, 2024.
