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AdelFi and CCCU Have Merged!

A new chapter begins as we transition to a unified brand throughout 2026. For now, you’ll continue to see both logos as we move forward together. Visit our Merger Hub for a first look at what’s ahead.

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Business Certificates

Certificate Accounts

Earn more for your business with an account that offers better rates.

Save Aggressively for Your Business

If you’re looking to focus on how you save for your business, a certificate account from AdelFi, a Division of CCCU, is the ideal solution. Certificate accounts allow you to earn a higher dividend rate than what is found in most traditional savings accounts. Not sure if a certificate account is right for your business? 

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Flexible Terms

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Competitive Fixed Rates

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Higher return than savings

Christian-Values Driven

Compare the dividend rates of our current certificate accounts. 

Term Length

Opening Balance

APY1

6 months

$0

$100,000

2.25%

2.45%

1 year

$0

$100,000

2.65%

2.85%

2 Years

$0

$100,000

3.40%

3.60%

5 years

$0

$100,000

2.40%

2.60%

What are the benefit of working with us for your certificate account? Key features include:

  • Flexible terms available: 6 month, 1 year, 2 year, and 5 year certificates
  • Dividends are calculated using the daily balance method, paid as frequently as monthly but at least once a year
  • Monthly/Quarterly accrued dividends can be withdrawn without a fee
  • Peace of mind knowing your funds are supporting ministry

Ready to build a custom savings plans tailored to fit your business needs? 
Call us today at 800.921.1130ext. 1650

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Additional benefits

  • ASI insurance on your funds up to the maximum insurable amount
  • Valuable returns on your account
  • Generally the more you save, the higher the dividend rate
  • Automatic renewal

Ready to open a Business Certificate Account?

Call us today at 800.921.1130ext. 1650

Still have some questions?
Find Answers to your Business Accounts 

Business FAQs

Schedule a time
with a Relationship Manager

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1APY is Annual Percentage Yield. APY assumes that dividends remain on deposit for one year. Withdrawal of dividends and fees could reduce earnings. APY are subject to change without notice.

Additional deposits are not allowed (except during the grace period). Certificates will automatically renew at maturity (may not renew at the same rate or term).

Please refer to AdelFi's Account Agreement and Disclosures and Account Information and Fee Schedule for complete information about each account. All account rates, agreements, terms, and conditions offered are subject to change without notice. For current dividend rates and annual percentage yields, call Member Services at 800.921.1130 or internationally at 714.671.5705.