Non-Profit Certificate Accounts
Certificate accounts with great rates and flexible terms.
Earn More by Focusing Your Savings
There are times when you want to earn more from your deposits than you’ll find with a traditional savings account. With a certificate account from AdelFi, a Division of CCCU, you can focus your savings to earn more for your non-profit or ministry.
Flexible Terms
Competitive Fixed Rates
Higher return than savings
Christian-Values Driven
Welcome Certificate: 5-Month2
4.00% APY. Start strong and build your savings. Offered at a special high rate to help members earn more for the future.
- $500 minimum to open; $250,000 maximum
- New Money Only*
Ready to open a 5-Month Welcome Certificate? Schedule an appointment today.
Welcome Certificate: 10-Month2
3.75% APY. Give your business savings the head start it deserves! An excellent option for members looking for short-term investments with guaranteed returns.
- $500 minimum to open; $250,000 maximum
- New Money Only*
Ready to open a 5-Month Welcome Certificate? Schedule an appointment today.
What are the benefit of working with AdelFi for your non-profit certificate account? Key features include:
- New Business Welcome Certificates available: 5 month and 10 month certificates
- Flexible terms available: 6 month, 1 year, 2 year, and 5 year certificates
- Dividend is calculated using the daily balance method, paid as frequently as monthly but at least once a year
- Monthly/Quarterly accrued dividends can be withdrawn without a fee
- Deposits federally insured to the maximum allowed by law
- Peace of mind knowing your funds are supporting ministry
Ready to build a custom savings plans tailored to fit your business needs? Schedule a time that is convenient for you.
Additional benefits
- ASI insurance on your funds up to the maximum insurable amount
- Valuable returns on your account
- Generally the more you save, the higher the dividend rate
- Automatic renewal
Ready to open a Non-Profit Certificate Account
Click below to schedule an appointment with
one of our Business Relationship Managers to get you started!
Still have some questions?
Find Answers to your Non-Profit Accounts
1APY is Annual Percentage Yield. APY assumes that dividends remain on deposit for one year. Withdrawal of dividends and fees could reduce earnings. APY are subject to change without notice.
2$500 minimum; $250,000 maximum. New money only*. Annual Percentage Yield assumes that dividends remain in the account until maturity. Welcome Certificate dividends are paid monthly. See published rates. A withdrawal will reduce earnings. No additional deposits can be made during the term of the Certificate. At maturity, the Certificate will renew into a 12-month Term Certificate at the prevailing rate. A penalty will be imposed on early withdrawals from Certificates. IRA not available for Welcome Certificate. Rates, terms and conditions are solely within the discretion of the Board of Directors. We may limit the amount you may invest in one or more accounts to a total of $1,000,000.
*New money is money that is not presently on deposit at AdelFi, a Division of CCCU, or Christian Community Credit Union. Existing AdelFi or CCCU Members: New money is defined as deposits posted to your account within the past 30 days. The Credit Union reserves the right to make the sole judgment as to whether or not the deposited funds are considered new money.
Additional deposits are not allowed (except during the grace period). Certificates will automatically renew at maturity (may not renew at the same rate or term).
Please refer to AdelFi's Account Agreement and Disclosures and Account Information and Fee Schedule for complete information about each account. All account rates, agreements, terms, and conditions offered are subject to change without notice.
