Checking
Accounts that support Christian causes with each transaction.
We’re growing together!
With the official merger of AdelFi and Christian Community Credit Union, we will begin transitioning new members to onboarding through the Christian Community Credit Union technology platform. This phased approach ensures a seamless and consistent onboarding experience as our services unify.
Checking Accounts for Every Stage of Life
Your checking account should reflect you and your lifestyle because not everyone has the same needs. Whether you are looking for a basic checking account or an account that teaches your child how to manage their money responsibly, we offer the checking solution to match your unique needs. Most importantly, we give you all the tools to access your money via our online banking and mobile app.
Digital Banking and Financial Tools
30,000 surcharge-free ATMs
Accounts for Youth
Rates as high as 4.00% APY1, 2
To open a CCCU Checking products click here.
Harvest High Yield Checking
New members earn 4.00% APY1 on balances up to up to $5,000 with a Harvest High-Yield Checking2 account.
- A portion of every dollar spent using your Visa debit card goes to ministries & missions2
- Minimum opening deposit: $100
- No Monthly Maintenance Fees2
Digital Wallet
Connect your debit card and credit card to your mobile phone to simplify your payment and checkout processes with Digital Wallet. We proudly offers Apple Pay, Google Pay, and Samsung Pay for our members.
Online & Mobile Banking
Access your accounts on your time from almost anywhere. With digital banking on the web or with our mobile app, you can access your accounts, make payments, transfer money between accounts, and many other things. Learn more about our online and mobile banking services.
Checking Account Resources
Debit Cards
You will use your checking account almost every day, and you need a tool that allows you to easily access your money.You can make purchases anywhere VISA is accepted. This gives you the ability to shop with millions of retailers around the world both in person and online. Key card features include:
- Direct Deposit: Get your money quicker. Simplify your budgeting. Avoid ATM lines. When you choose our Direct Deposit for your payroll, Social Security, or pension check, you get all of these benefits and more.
- Courtesy Pay: An extra level of protection for your Checking Account.
- DoubleCheck: Automated alerts to help you resolve Non-Sufficient-Funds (NSF) before they’re declined.
- 30,000+ Co-op ATMs & Over 5,600 Co-op Shared Branches nationwide✝
Dividend Rates Effective: January 22, 2026
1APY (Annual Percentage Yield) reflects the total amount of dividends paid on this account, based on the dividend rate and frequency of compounding, in a 365-day period. For dividend-bearing checking and savings accounts, AdelFi pays dividends monthly on the last day of each month. The APY and dividend rates are variable and subject to change after the account is opened.
2Product is CCCU's Harvest High-Yield Checking. APYs are subject to change without notice. Fees may reduce earnings. No minimum balance required after required $100 opening deposit. Higher-yield APY will be paid on maximum balance of $5,000. Balances in excess of $5,000 will earn the lower dividend rate of 0.05%. Qualification criteria for higher APY: You must register for e-statements Have an active online banking Have an activated Christian Community Credit Union (CCCU) debit card OR a CCCU credit card AND $500 in accumulated deposits during the month. Click here fore more information.
✝AdelFi, a Division of CCCU will not charge any additional fees; however, non-CO-OP ATMs fees may apply. Check the ATM finder for the closest fee-free ATM.
