Business Savings
Choose the account to match your business's saving needs.
Savings & Money Market Solutions
How you save for your business should be your decision. With that in mind, it’s important to have options that allow you to save your way. At AdelFi, a Division of CCCU, we give you multiple accounts to allow you to develop a savings strategy to match your business’s unique needs. Choose a traditional business savings account or a money market account that allows you to take advantage of tiered dividends when you keep a higher balance.
Learn more about why you need a checking account for your business.
Call us today at 800.921.1130ext. 1650
Tailored to Your Needs
Small-to-Medium Business
Sole Proprietor
Competitive Rates
Compare our savings options to
choose the account that’s right for you.
| Harvest High-Yield Savings | Business Money Market | |||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Right for you if... | You want to earn 5.00% APY1 on rate balances.2 | You want maximum liquidity | ||||||||||||||||||
Minimum Opening Deposit |
|
| ||||||||||||||||||
Monthly Maintenance Fee | $5 | $10 | ||||||||||||||||||
How to keep it free | $100 minimum daily balance | $1,000 or above daily balance |
| Insured Money Market Reserve | Insured Money Market Reserve with Sweep | |
|---|---|---|
Right for you if... | You want a solution for your saving reserves that exceed the $250,000 ASI insurance limit. | You want the benefits of Insured Money Market Reserve that automatically moves money between your IMMR and linked accounts✝ |
Minimum Opening Deposit | $25,000 | $25,000 |
Monthly Maintenance Fee | $0 | $0 |
How to keep it free | Always Free | Always Free |
Debit Cards
Maintain simple access to your money with an AdelFi, a Division of CCCU, debit card. We offer the VISA® Business Check Card that allows you to make purchases, access thousands of fee-free CO-OP ATMs, and reduce your risk of check fraud. Benefits include:
- No annual fee
- Thousands of CO-OP ATM locations nationwide for deposits and cash withdrawals
- Free employee cards
- Auto rental collision damage waiver
- 24/7 Visa® Customer Care
- Visa® zero liability protection* from fraud
- EMV Chip technology for enhanced security and fraud protection
- One-time use code for transactions, and fraud protection**
- Pay with Apple Pay, Google Pay and/or Samsung Pay
Ready to open a Business Savings Account?
Call us today at 800.921.1130ext. 1650
Still have some questions?
Find Answers to your Business Accounts
Schedule a time
with a Relationship Manager
Dividend Rates Effective: December 10, 2025
1APY is Annual Percentage Yield. APY assumes that dividends remain on deposit for one year. Withdrawal of dividends and fees could reduce earnings. APY are subject to change without notice.
2Tiered -based savings account. 5.00% APY will be paid on balances up to $5,000. Balances between $5,000.01-$10,000 will earn the lower dividend rate of 2.25% APY. Balances $10,000+ will earn the dividend rate of 0.10% APY. Fees may reduce earnings. $100 minimum to open. There is a $5.00 monthly service fee if the balance falls below $100.00. One Harvest High-Yield Savings account per member.
✝Available with select AdelFi checking and savings products. Contact an AdelFi, a Division of CCCU, Relationship Manager to learn more.
*Please refer to AdelFi's Account Agreement and Disclosures and Account Information and Fee Schedule for complete information about each account.
**AdelFi utilized EMV® 3-D Secure with One-Time Passcode as an added layer of protection for our members and their transactions. Click here to learn more.
All account rates, agreements, terms, and conditions offered are subject to change without notice. The fee schedule contains current and upcoming fee changes starting January 1, 2024.
