Join Families Banking on Their Christian Values
AdelFi has partnered with HSLDA to provide exclusive offers to homeschool families. Special Bonus Offer!* Get up to $200!
AdelFi has partnered with HSLDA to support homeschool families who seek a financial institution aligned with their Christian values. When you bank with AdelFi, you’re not only accessing convenient, family-friendly banking solutions but also joining a community committed to impacting Christian education and family values. As part of our partnership, new members receive access to our Biblically based financial stewardship courses—complimentary and designed to guide your family toward faithful financial management.
With every transaction, AdelFi members help fund Christian organizations, ministries, and causes, including those that spread the Gospel. Each year, we donate 10% of our net income to support these efforts. Whether it’s checking accounts, savings, loans, or credit cards, AdelFi offers better banking for your family’s values and your future.
Join AdelFi, a Division of CCCU today for a bonus opportunity.
Choose a Product that's Right for You. Get up to a $200 Bonus!
Use Promo Code "HSLDA"
Harvest High-Yield Checking1
Get $100
Grow your money with a checking account that offers a whopping 4.00% APY*
- High-yield interest rate on balances up to $5,000.a Qualifications apply.b
- For new members, get a $100 bonus3 when you register for digital banking and enroll in eStatementsb
- No minimum balancea or monthly service fee
- A portion of every dollar spent using your Visa debit cardc goes to ministries & missions
Use Promo Code "HSLDA"
Harvest High-Yield Savings2
Get $100
Enjoy earning an exceptional high-interest rate of 5.00% APY* for balances up to $5,000.
- Variable-tiered ratea
- For new members, get a $100 bonus3 when you carry a balance of $5,000 or moreb
- $100 minimum to open and no monthly feec
- Must register & use Online/Mobile Banking
Use Promo Code "HSLDA"
Christian Values-Aligned Banking
Access products and services designed for families who value faith-based financial stewardship.
Financial Tools
for Families
Help your kids and teens learn financial responsibility with accounts and tools created with young members in mind.
Biblically-Based Financial Guidance
Enjoy free access to digital courses and resources grounded in Biblical principles to support your financial journey.
Limited Time Promotion
Get up to a $200 Bonus!
Use Promo Code "HSLDA"*
Convenient Nationwide Access
Bank with ease at over 5,600 CO-OP shared branches and 30,000 fee-free ATMs across the U.S.
What is Financial Stewardship?
At AdelFi, we believe stewardship isn't only about being a good saver and good giver. It's also about being a good planner and looking to the Lord for direction—that includes being intentional about how we spend our money, but also where our resources are spent and invested (a.k.a Recycling Christian Dollars). This is the idea that the body of Christ is out there in the marketplace, and Christians supporting Christians will help spread the Gospel. When we support fellow believers with our patronage, we enrich their lives because we drive our business to theirs. Ultimately, their stewardship returns dollars to their local ministries and non-profits while supporting the advancement of Christian values and the Kingdom.
AdelFi has partnered with Crown Financial Ministries to offer our members free Biblically-based financial stewardship courses. Every dollar used more wisely ultimately makes a greater impact on organizations aligned with Christian values.
Financial Stewardship Courses Include:
- Stewardship Foundations: Learn what it means to be a steward and why we are called to be stewards of what God has given us. All while learning practical applications of financial stewardship.
- Budgeting: Learn and understand the biblical basis for the importance of creating and sticking to a budget. Additionally, you'll learn practical applications for setting and achieving your budgeting goals.
- Saving: Learn the biblical basis for the importance of understanding and creating savings goals. All while you learn practical applications for setting and achieving your saving goals.
- Giving: Learn and understand the biblical basis for the importance of giving. Additionally, you'll learn how the places we choose to give our money in the marketplace can help spread the Gospel through the concept of Recycling Christian Dollars.
- Let's Address Debt: Learn the biblical basis for the importance of handle debt, including what the Bible says about debt . All while you learn practical applications for ways to reduce and/or eliminate it.
- Financial Stewardship for Teens: Along with its accompanying parent guide, teens will focus on building a strong foundation of biblical stewardship. Through effective budgeting practices, including giving, saving, spending, and debt management, teens will learn about God's ownership of all possessions and the importance of being responsible stewards.**
Financial Resources
With the support of Crown Financial Ministries, these educational blogs provide guidance on using your God-given resources with purpose.
Teaching Kids About Money
Start meaningful conversations about finances early.
Budgeting
Gain insights on spending wisely and intentionally.
Home Purchasing
Explore responsible approaches to your largest investment.
Saving
Find advice on setting aside money for both living and giving.
Credit and Borrowing
Discover Biblically grounded ways to finance significant purchases.
As an AdelFi member, you’ll have access to valuable tools to support your financial stewardship, from free credit monitoring to budget trackers.
Credit Score
Enjoy free access to your credit score, full credit report, credit monitoring, and exclusive money-saving offers—all included with your membership.
Credit Monitoring
Stay informed with real-time alerts for any changes to your credit report, helping you protect your financial health and detect potential fraud early.
Finance Tracker
Easily track spending, assess debt ratios, and build budgets with a swipe. Access a complete picture of your finances right within online banking.
Are you saving enough? Can you afford to refinance your home? Use our financial calculators to gain insights and plan for a secure future.
Monthly Savings
Set and track savings goals, whether for retirement, an emergency fund, or other milestones.
Car Affordability
Evaluate the true cost of a new vehicle by factoring in monthly payments, down payment, trade-in value, loan term, and interest rate.
Loan Affordability
Calculate manageable loan payments to avoid financial strain and budget with confidence.
Our Mission:
Partner with individuals, families, Christ-centered ministries, and businesses to protect, grow, and share their financial resources.
Learn More About Our Members' Impact
Not ready to join?
Click below to sign up for our Free Financial Stewardship Courses.
Dividend Rates Effective: May 05, 2026
*APY (Annual Percentage Yield) reflects the total amount of dividends paid on this account, based on the dividend rate and frequency of compounding, in a 365-day period. For dividend-bearing checking and savings accounts, AdelFi pays dividends monthly on the last day of each month. The APY and dividend rates are variable and subject to change after the account is opened.
1 Harvest High-Yield Checking: APY = Annual Percentage Yield. APYs are subject to change without notice. Fees may reduce earnings. One-time $100 bonus is for new members who register for digital banking and enroll in eStatements. To earn the advertised APY: (a) No minimum balance required after required $100 opening deposit. Higher-yield APY will be paid on maximum balance of $5,000. Balances in excess of $5,000 will earn the lower dividend rate of 0.05%. Qualification criteria for higher APY: 1) You must register for e-statements 2) Have an active online banking 3) Have an activated Christian Community Credit Union (CCCU) debit card associated to your Harvest Checking account or CCCU credit card AND 4) $500 in accumulated deposits during the month. Transfers must be external and cannot be from another Christian Community Credit Union account. (b) To qualify for the one-time bonus, you must register for digital banking and enroll in eStatements. Bonus is for new members only. (c) Applies to Visa debit signature-based transactions. Membership Eligibility is required. New and converted accounts will receive the higher APY for at least the first dividend cycle. After that, if you do not meet all of the qualification criteria, the account will earn the lower dividend rate 0.05%. Fees may reduce earnings. Limit: One Harvest Checking account per Member.
2 Harvest Savings: APY = Annual Percentage Yield. APYs are subject to change without notice. (a) Tiered -based savings account. 5.00% APY will be paid on balances up to $5,000. Balances between $5,000.01-$10,000 will earn the lower dividend rate of 2.25% APY. Balances $10,000.01+ will earn the dividend rate of 0.10% APY. Active online banking required. Fees may reduce earnings. (b) To qualify for the one-time $100 bonus, the new savings account must have a balance of $5,000 or more 30 days from the date the account was opened. Bonus is for new members only. (c) $100 minimum to open. There is a $5.00 monthly service fee if the balance falls below $100.00. No fee for Custodian Accounts under age 18. One Harvest Savings account per member.
3 Special bonus offers will be deposited after 60 days for Harvest Checking and 30 days for Harvest Savings once approval of membership eligibility and bonus eligibility requirements have been met. Bonus offer available to U.S. residents who are new members and meet the product requirements. New members are those who have not been a member of Christian Community Credit Union in the last 24 months. Bonus is considered taxable income and the recipient may be responsible for any tax implications.
*Our digital courses and newsletters are designed for individuals aged 13 and older, with parental consent required for those under 18. We strongly encourage parents to review the content alongside their teens and provide guidance. By enrolling in the courses, you will also be automatically subscribed to our bi-weekly eNewsletter, which includes blogs on financial stewardship and relevant product promotions. By submitting your email and signing up for the courses, you confirm that you are 13 years old or older or that you have parental consent to access this material.
