Friends of AdelFi
Passing on the good news.
You’re here because a friend or family member shares AdelFi’s mission and wanted you to know why. AdelFi offers all the banking options you need (checking, savings, loans, credit cards, online and mobile banking, ATMs, etc.), but we go one step further.
We exist to help you fulfill your own mission by improving your financial life and helping you align your finances with your faith. It’s our privilege to serve our members as we impact the Kingdom together through the resources God has entrusted to us.
We’re committed to providing simple, convenient checking options to meet the needs of your everyday life, all while advancing the Kingdom of God. With every swipe, you impact many.
| Basic Checking | Interest Checking | Savings | Money Market Savings | |||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|
Open an Account | Use Promo Code* | Use Promo Code* | Use Promo Code* | Use Promo Code* | ||||||||
Right for you if... | You want the basics. | You want to earn dividends. | You want the basics. | You want to earn a high dividend rate. | ||||||||
Dividend Rate | None | 0.15% APY1 | 0.35% APY1 |
| ||||||||
Monthly Fee | $0 | $0 | $0 | $0 | ||||||||
Minimum Opening Deposit | $0 | $25 | $25 | $25 | ||||||||
Free Credit Monitoring | Yes | Yes | Yes | Yes | ||||||||
Free Financial Tools | Yes | Yes | Yes | Yes | ||||||||
Free Online & Mobile Banking App Access | Yes | Yes | Yes | Yes | ||||||||
Free Visa® Gold Check Card | Yes | Yes | Yes | Yes | ||||||||
Free Domestic ATM Withdrawals | Yes | Yes | Yes | Yes | ||||||||
Global ATM Network | Yes | Yes | Yes | Yes | ||||||||
Nationwide CO-Op Network✝ | Yes | Yes | Yes | Yes | ||||||||
Additional Features | Bill pay Mobile deposit Account Alerts Digital Wallet | Bill pay Mobile deposit Account Alerts Digital Wallet | Mobile deposit Free account transfers to AdelFi or external accounts | Mobile deposit Free account transfers to AdelFi or external accounts | ||||||||
Withdrawal Privileges | N/A | N/A | No more than 4 withdrawals per month | No more than 4 withdrawals per month |
Practice Financial Stewardship with SavvyMoney
AdelFi has partnered with SavvyMoney to give you the support you need on your financial health journey.
- Free Monthly Credit Score and Report
- Protect Your Identity with Credit Alerts
- Free Access through Online and Mobile Banking
Financial Tools to keep tabs on all your money—all in one place.
A comprehensive view of your finances for digitally tracking all spending and external accounts in one location — your AdelFi app.
FINANCIAL TOOLS FOR TODAY:
Spending Tracker — Identify exactly where your money is going with these robust options
Budgeting Bubbles — Get visual insight into your real-time financial progress, and easily make adjustments
FINANCIAL FEATURES FOR YOUR FUTURE:
Net Worth — Stay on track to meet your long-term goals
Debt Tracker — Strategize your steps to becoming debt-free
Trends — Visualize your comparative monthly spending
MORE WAYS TO PAY
Stop digging for your card and get on with your day. Chances are you're already holding your phone. Why not use it to pay, too? Digital wallets makes checking out seamless and secure, without the hassle.
- Hassle-free shopping
- Never forget your wallet again
- Travel Lighter
Refer-A-Friend Program:
*See full terms of AdelFi's Refer-A-Friend: Referral Bonus Program
Deposit Rates Effective: June 25, 2025
$3 monthly paper statement fee waived by opting out of paper statements.
$10 monthly maintenance fee waived with $1,000 minimum daily balance or $5,000 combined balance.
✝AdelFi will not charge any additional fees; however non-CO-OP ATMs fees may apply. Check the ATM finder for the closest fee-free ATM.
1APY (Annual Percentage Yield) reflects the total amount of dividends paid on this account, based on the dividend rate and frequency of compounding, in a 365-day period. For dividend-bearing checking and savings accounts, AdelFi pays dividends monthly on the last day of each month. Withdrawal of dividends and fees may reduce earnings on this account.
Please refer to AdelFi's Account Agreement and Disclosures and Personal Account Information and Fee Schedule for complete information about each account. All account rates, agreements, terms, and conditions offered are subject to change without notice. For current dividend rates and annual percentage yields, call Member Services at 877.545.0755 or internationally at 714.671.5705.
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration (NCUA), a U.S. Government Agency.
