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AdelFi and CCCU Have Merged!

A new chapter begins as we transition to a unified brand throughout 2026. For now, you’ll continue to see both logos as we move forward together. Visit our Merger Hub for a first look at what’s ahead.

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Better Savings Higher Purpose

Join Christians Aligning Their Finances with Their Faith

Bank with AdelFi, and turn everyday banking into Kingdom impact.

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Give Your Financial Resources Greater Impact

Join a financial institution where your money supports more than just your goals – it strengthens Christian families, ministries, and education.

At AdelFi, a Division of CCCU, we help believers steward their finances with eternal impact. As a member, you earn competitive rates while fueling Gospel-centered initiatives and faith-based organizations. Whether you're saving for your future, managing family expenses, or growing a ministry, every transaction reflects your values and helps advance God’s Kingdom. Plus, 10% of our earnings are reinvested into ministries making a difference in communities around the world.

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Support Christian Causes

10% of our net income goes directly to ministries spreading the Gospel and serving in Jesus’ name.

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Strengthen Christian Families

Banking supports families’ spiritual and financial growth, fostering unity and development together.

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Free Biblical Financial Courses

Grow in faithful stewardship with free, Biblically-based courses and tools for every stage of life.

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Nationwide Access & Convenience

Bank anytime, anywhere with 5,600+ shared branches and 30,000+ fee-free ATMs across the U.S.

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Competitive Rates & Modern Features

Get great rates, mobile tools, and more – so you never have to choose between faith and financial strength.

BECOME A MEMBER TODAY

Harvest High-Yield Savings

New members earn 5.00% APY1 high-interest rate on balances up to $5,000 with a Harvest High-Yield Savings3 account!

  • Maximize your earnings with this variable tiered rate while you help fuel the growth of churches and ministries with every deposit you make.  
  • Minimum opening deposit: $100
  • No Monthly Maintenance Fees

Featured Products

Interest Checking as high as

4.00%APY1,*

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Certificates as high as

3.65% APY1,✝

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Auto loans as low as

6.49% APR2

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Personal loans as low as

8.99 APR2

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Free Financial Stewardship Courses

They have partnered with Crown Financial Ministries to give you free access to Biblically-based financial stewardship courses. These resources are designed to help you manage money faithfully and make every dollar count - for your family, your future, and the Kingdom.

  • At AdelFi, financial stewardship means wisely managing God-given resources through planning, intentional spending, and seeking God's direction.
  • We embrace the concept of Recycling Christian Dollars – supporting fellow believers in the marketplace to help advance the Gospel.
  • Our free, Biblically-based financial courses cover essential topics like stewardship foundations, budgeting, saving, giving, and managing debt.
  • Our giving course emphasizes how marketplace choices can impact the Kingdom by enriching fellow believers and their ministries.
  • We also offer a teen-focused course with a parent guide to help young people build lifelong habits of biblical stewardship.

Click below to gain free access to our
Financial Stewardship courses and content.

Examples of Our Impact

 
Teach Them Diligently Logo

Teach Them Diligently empowers Christian homeschooling families to disciple their children and lead with Biblical conviction. Through our partnership, AdelFi, equips families with practical financial tools and Biblically-based stewardship resources to support wise money management and Gospel-centered living. We’re honored to invest in the next generation by strengthening parents spiritually, financially, and missionally.

 

Camp Agape California helps children – many with one or both parents in prison – build healthy relationships in a Christ-centered environment. This free 4-day camp gives kids the chance to simply be kids, with fun activities that promote healing and restoration. Dedicated volunteers, all committed believers, help break cycles of intergenerational incarceration by sharing the hope of the Gospel. AdelFi, is proud to support the restoration of joy, laughter, and lasting hope in the lives of these precious children.

 

Since 2007, The River’s Edge Ranch has helped men seeking freedom from substance abuse find lasting transformation through faith and community. Their proven, multi-phase program integrates manual labor, animal-assisted therapy, service to others, and Christ-centered mentoring. AdelFi, is proud to meet the basic needs of these men as they rebuild their lives and lay a new foundation in Christ.

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What Our Members Say

Your customer service has been outstanding to date. Whenever I talk to an AdelFi representative over the phone, there is a "can-do" attitude. Not to mention, I am glad to know that the Lord's resources are being used to further His Kingdom. It means a lot to me.

- John D.

Member since 1993

Just wanted to thank you for your Start Young accounts. Between breaking up wrestling matches among our three boys, we try to impart some character-building skills, and your kids accounts are helping them become more responsible with their money. We appreciate that your team is watching out for us and our boys.

– Andrea & Doug B.

Members since 2002

In this season of our lives, we like to be good stewards with our money and handle it according to God’s values. It just makes sense to entrust our money to a strong and growing institution like AdelFi that supports the same biblical ideals we believe in.

– Anna and Adam D.

Members since 2007


Dividend Rates Effective: April 27, 2026

1APY (Annual Percentage Yield) reflects the total amount of dividends paid on this account, based on the dividend rate and frequency of compounding, in a 365-day period. For dividend-bearing checking and savings accounts, AdelFi, pays dividends monthly on the last day of each month. The APY and dividend rates are variable and subject to change after the account is opened. 

2Annual Percentage Rates (APR)

3Product is CCCU's Havest Savings.  $100 minimum to open. There is a $5.00 monthly service fee if the balance falls below $100.00. No fee for Custodian Accounts under age 18. One Harvest Savings account per member. Tiered -based savings account. 5.00% APY will be paid on balances up to $5,000.  Balances between $5,000.01-$10,000 will earn the lower dividend rate of 2.25% APY. Balances $10,000.01+ will earn the dividend rate of 0.10% APY. The APY and dividend rates are variable and subject to change after the account is opened. Click here to learn more. 

*CCCU's Harvest Checking: Learn more and see account terms 

5-Month Welcome Certificate, NEW MONEY ONLY. Click here to learn more.