Be One Together

Dividend Rates Effective: April 21, 2026

*APY (Annual Percentage Yield) reflects the total amount of dividends paid on this account, based on the dividend rate and frequency of compounding, in a 365-day period. For dividend-bearing checking and savings accounts, AdelFi pays dividends monthly on the last day of each month. The APY and dividend rates are variable and subject to change after the account is opened. 

1 Harvest High-Yield Checking: APY = Annual Percentage Yield. APYs are subject to change without notice. Fees may reduce earnings. One-time $100 bonus is for new members who register for digital banking and enroll in eStatements. To earn the advertised APY: (a)  No minimum balance required after required $100 opening deposit. Higher-yield APY will be paid on maximum balance of $5,000.  Balances in excess of $5,000 will earn the lower dividend rate of 0.05%. Qualification criteria for higher APY: 1) You must register for e-statements 2) Have an active online banking 3) Have an activated Christian Community Credit Union (CCCU) debit card associated to your Harvest Checking account or CCCU credit card AND 4) $500 in accumulated deposits during the month. Transfers must be external and cannot be from another Christian Community Credit Union account. (b) To qualify for the one-time bonus, you must register for digital banking and enroll in eStatements. Bonus is for new members only. (c) Applies to Visa debit signature-based transactions. Membership Eligibility is required. New and converted accounts will receive the higher APY for at least the first dividend cycle. After that, if you do not meet all of the qualification criteria, the account will earn the lower dividend rate 0.05%. Fees may reduce earnings. Limit: One Harvest Checking account per Member. 

2 Harvest Savings: APY = Annual Percentage Yield. APYs are subject to change without notice. (a) Tiered -based savings account. 5.00% APY will be paid on balances up to $5,000.  Balances between $5,000.01-$10,000 will earn the lower dividend rate of 2.25% APY. Balances $10,000.01+ will earn the dividend rate of 0.10% APY. Active online banking required. Fees may reduce earnings. (b) To qualify for the one-time $100 bonus, the new savings account must have a balance of $5,000 or more 30 days from the date the account was opened. Bonus is for new members only. (c) $100 minimum to open. There is a $5.00 monthly service fee if the balance falls below $100.00. No fee for Custodian Accounts under age 18. One Harvest Savings account per member.

3 Special bonus offers will be deposited after 60 days for Harvest Checking and 30 days for Harvest Savings once approval of membership eligibility and bonus eligibility requirements have been met. Bonus offer available to U.S. residents who are new members and meet the product requirements. New members are those who have not been a member of Christian Community Credit Union in the last 24 months. Bonus is considered taxable income and the recipient may be responsible for any tax implications.

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