Lending Services for Life's Biggest Moments
When you think of some of the most important moments in your life, what comes to mind? The birth of your child? A family vacation? Your child’s wedding?
And what do all these things have in common? They likely cost more money than you had available at the time. That’s why it’s important to have a relationship with a lender like AdelFi. Our lenders are here to provide financing for the biggest moments of your life. We’ll work with you and your family to create a financing solution with the right terms and rates to meet your unique borrowing needs.
The key to AdelFi’s personal loans is that they offer you financial flexibility to be used for a variety of situations. Our loans can be used to pay for:
- Debt consolidation
- Home improvement projects
- Adoption costs
- Hospital bills
- Family vacations
- Much more
Already a member? Click here to apply.
Personal Loan Rates
Term* | APR1 |
|---|---|
12-36 months | as low as 8.49% |
48 months | as low as 9.24% |
60 months | as low as 9.99% |
AdelFi Personal Loan FAQs
How long does the application process take?
Completing and submitting your application should take approximately 10-15 minutes.
What can I expect when applying for a personal loan?
- First, complete your loan application
- Once completed, within two business days you will receive decision via email
- If you are not a current AdelFi member, you will need to become a member and open at least one deposit account (checking or savings), which is completed during your application. An AdelFi checking account is required for personal loans. Additional documentation may be required as a condition of your approval.
- Lastly, you will sign your loan documents and you’re done!
- Your loan funds will be deposited to your AdelFi checking account within 1-2 business days of receiving your completed loan documentation.
Note: Debt consolidation may require creditors to be paid directly as a condition of your approval.
Are there FICO score requirements to apply for a personal loan?
You must have a minimum FICO score of 600.
Who is eligible to apply?
Anyone who has a Social Security Number or ITIN and is 18 years or older is welcome to apply. Please note that before your loan is funded, you must become a member of AdelFi and open at least one deposit account (checking or savings). Membership and deposit accounts will be established during your application process.How do I check the status of my application?
To check the status of your application, click here. You will be required to provide your last name, email address used on your application, and your social security number.What do I do if I need to provide additional documentation for my loan request?
To provide additional documentation, click here. You will be required to provide your last name, email address used on your application, and your social security number. When logged in, select the arrow icon and follow the prompts to upload your documents.
Still, have questions?
Check out our Personal Loan FAQsAlready an AdelFi Member?
Login into Online Banking to apply for a Personal Loan!
Listen to our CEO Abel Pomar discuss
how you can Ask Better of your bank.
Rates Effective: February 27, 2023
AdelFi Checking Account is required.
Personal loans may not be used for post-secondary educational expenses.
*A $10,000 personal loan for 36 months with an 8.49% APR, equates to an estimated monthly payment of $315.63.
1Annual Percentage Rates (APR). Your actual APR may differ based on your credit history, approved loan amount and term. Current APR listed are the rates as of February 27, 2023. All Credit Union loan programs, rates, terms, and conditions are subject to change at any time without notice. For current rates, call Member Services 800.325.4652.
†The personal loan payment calculator is provided to help you estimate your monthly payment. Results are estimates only and are not guaranteed. The terms and conditions offered by AdelFi will differ and may affect the results of the calculator. If you have specific questions regarding your financial situation, please contact your financial advisor.
