Savings & Money Market Solutions
How you save for your business should be your decision. With that in mind, it’s important to have options that allow you to save your way. At AdelFi, we give you multiple accounts to allow you to develop a savings strategy to match your business’s unique needs. Choose a traditional business savings account or a money market account that allows you to take advantage of tiered dividends when you keep a higher balance.
Learn more about why you need a checking account for your business.
Tailored to Your Needs
Small-to-Medium Business
Sole Proprietor
Competitive Rates
Compare our savings options to
choose the account that’s right for you.
| Cash Reserve Savings1 | Money Market Maximizer | Insured Money Market Reserve | Insured Money Market Reserve with Sweep | |
|---|---|---|---|---|
Right for you if... | You save more and want to earn more | You want better rates with easy access to your funds | You want a solution for your saving reserves that exceed the $250,000 NCUA federal insurance limit | You want the benefits of Insured Money Market Reserve that automatically moves money between your AdelFi IMMR and linked accounts2 |
Minimum Opening Deposit | $500 | $25,000 | $25,000 | $25,000 |
Monthly Maintenance Fee | None | $20 | $0 | $0 |
How to keep it free | Always Free | $25,000 minimum daily balance | Always Free | Always Free |
Debit Cards
Maintain simple access to your money with an AdelFi debit card. We offer the VISA® Business Check Card that allows you to make purchases, access thousands of fee-free CO-OP ATMs, and reduce your risk of check fraud. Benefits include:
- No annual fee
- Thousands of CO-OP ATM locations nationwide for deposits and cash withdrawals
- Free employee cards
- Auto rental collision damage waiver
- 24/7 Visa® Customer Care
- Visa® zero liability protection* from fraud
- EMV Chip technology for enhanced security and fraud protection
- Pay with Apple Pay, Google Pay and/or Samsung Pay
Ready to open a Business Savings Account?
Sole Proprietor Business
Single Owner LLC
For-Profit/Multi Owner Business
Still have some questions?
Find Answers to your Business Accounts
Already a member? Login and schedule a time
with your Relationship Manager
Listen to our CEO Abel Pomar discuss
how AdelFi Supports Businesses.
Dividend Rates Effective: April 17, 2024
1Every quarter in which the account holding organization increases its balance, a growth bonus of up to 10 percent of the quarterly dividends will be paid to the account on the first business day of the following quarter. To achieve the maximum bonus, the balance in the account must grow by 2.5 percent or more. The actual bonus the account-holding organization receives will be four (4) times the growth percentage of the account balance within the quarter, multiplied by the dividends paid in the account over the course of the quarter, subject to the 10 percent maximum cap. (Example: 2.5 percent growth in dollars x 4 = 10 percent bonus, or 1.5 percent growth in dollars x 4 = 6 percent bonus.) Dividends are accrued daily and paid quarterly.
2Available with select AdelFi checking and savings products. Contact an AdelFi Relationship Manager to learn more.
*Please refer to AdelFi's Account Agreement and Disclosures and Account Information and Fee Schedule for complete information about each account. All account rates, agreements, terms, and conditions offered are subject to change without notice. The fee schedule contains current and upcoming fee changes starting January 1, 2024.
Federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration (NCUA), a U.S. Government Agency.
Qualifying commercial accounts exceeding the maximum level of coverage provided by NCUA of $250,000 are also insured up to an additional $100,000 by American Share Insurance (ASI).
